fbpx
  • Customer Login
Start your 100% risk-free pre-approval call 1-888-643-2133
  • 0Shopping Cart
Intercap Lending
  • Apply Now
    • Apply Online

      • Securely apply for a home loan or refinance

        Purchase Refinance

        • QUALIFY TODAY

        • This field is for validation purposes and should be left unchanged.

    • Get a Rate Quote

      • Request a rate quote and today's rates from an Intercap Loan Officer

        Get a Rate Quote

        • QUALIFY TODAY

        • This field is for validation purposes and should be left unchanged.

    • Find a Loan Officer

        • Search by Name

        • Search by State

        • QUALIFY TODAY

        • This field is for validation purposes and should be left unchanged.

  • Homebuyers Guide
    • Getting Started
        • Find a Loan Officer
        • Check Your Credit Score
        • Get Today's Rates
        • Get Your Home Loan Approved Before You Shop
        • How To Get the Best Interest Rate
        • Little and No Money Down Options
        • Get Your Home Value and Equity Statement
        • Homebuyer Tips
    • What To Expect
        • Mortgage Loan Process
        • Do’s and Don’ts Home Buying
        • Average Time To Close
        • Servicing Your Loan
        • We Planted a Tree For You
    • First-time Buyers
      • Heading
        • Buying Your First Home
        • Buy vs Rent
        • Find Out How Much You Qualify For
        • No money down options
        • Check Your Credit Score
    • Common Loans
      • Heading
        • FHA Home Loans
        • USDA Home Loans
        • VA Home Loans
        • Conventional Home Loans
        • Jumbo Home Loans
        • Property Investment Loans
        • State Housing Loans
        • New Construction Loans
        • Reverse Mortgage Loans
        • HELOC
    • Refinance Options
        • Find a Refinance Specialist
        • The Benefits of Refinance
        • Get a Refinance Quote
        • Cash Out Refinance
        • Streamline Refinance
        • Debt Consolidation Refinance
        • The Power of Home Equity
  • About Intercap
        • About Intercap Lending
          • Contact Us
          • Company Profile
          • Reviews
          • Career Opportunities
          • Marketing Support
          • CAPTIVATE
          • Intercap Store

        • Corporate Office

          11781 Lone Peak Pkwy #200
          Draper, UT 84020

          888-643-2133

          NMLS #190465

        • Loan Servicing Office

          5600 Wyoming Boulevard NE, Suite 20
          Albuquerque, NM 87109

          800-658-9371

          NMLS #1199978

  • My Loan
    • Online Payments and Loan Servicing FAQs
    • My Loan In Progress
    • My Closed Intercap Loan
    • Make a Payment
  • Covid-19 Updates
    • Covid-19 Relief Plans
    • Request a payment plan
    • Forbearance FAQs
    • What is Forbearance?
  • Loan Payments and Servicing
  • Menu Menu

Lender’s Day

January 26, 2023/in Homebuyer Blog, Press Release, Realtor Blog /by Cody Harrison
Read more
https://www.intercaplending.com/wp-content/uploads/2023/01/Lenders-Day-Insta-Thumbnail-copy.jpg 1080 1080 Cody Harrison https://www.intercaplending.com/wp-content/uploads/2019/03/Intercap-Lending-Logo-1.png Cody Harrison2023-01-26 23:13:522023-01-26 23:20:27Lender’s Day

Conforming Loan Limits up $726,200

November 29, 2022/in Homebuyer Blog, Interest Rates, Press Release, Realtor Blog, Realtors /by Mike Anderson
Read more
https://www.intercaplending.com/wp-content/uploads/2022/11/Conforming-Loan-Limits-11-29-2022.png 1080 1080 Mike Anderson https://www.intercaplending.com/wp-content/uploads/2019/03/Intercap-Lending-Logo-1.png Mike Anderson2022-11-29 01:33:022022-11-30 02:07:40Conforming Loan Limits up $726,200

3-2-1 Buydown

October 14, 2022/in Homebuyer Blog, Press Release, Realtor Blog /by Cody Harrison
Read more
https://www.intercaplending.com/wp-content/uploads/2022/10/Website-Preview-Image.jpg 1080 1080 Cody Harrison https://www.intercaplending.com/wp-content/uploads/2019/03/Intercap-Lending-Logo-1.png Cody Harrison2022-10-14 22:15:572022-10-19 20:19:453-2-1 Buydown

Easier Than Hosting a Survival Show

September 28, 2022/in Homebuyer Blog, Press Release, Realtor Blog /by Cody Harrison
Read more
https://www.intercaplending.com/wp-content/uploads/2022/07/2-1-buydown-social.png 1920 1921 Cody Harrison https://www.intercaplending.com/wp-content/uploads/2019/03/Intercap-Lending-Logo-1.png Cody Harrison2022-09-28 16:25:172022-09-28 18:42:19Easier Than Hosting a Survival Show

2-1 Buydown

August 25, 2022/in Homebuyer Blog, Press Release, Realtor Blog /by Cody Harrison
Read more
https://www.intercaplending.com/wp-content/uploads/2022/07/2-1-buydown-social.png 1920 1921 Cody Harrison https://www.intercaplending.com/wp-content/uploads/2019/03/Intercap-Lending-Logo-1.png Cody Harrison2022-08-25 18:43:372022-09-14 21:37:302-1 Buydown

2-1 Buydown

July 19, 2022/in Homebuyer Blog, Press Release, Realtor Blog /by Mike Anderson
Read more
https://www.intercaplending.com/wp-content/uploads/2022/07/2-1-buydown-social.png 1920 1921 Mike Anderson https://www.intercaplending.com/wp-content/uploads/2019/03/Intercap-Lending-Logo-1.png Mike Anderson2022-07-19 20:52:022022-08-12 19:34:152-1 Buydown

Law Enforcement Grant

July 1, 2022/in Homebuyer Blog, Press Release, Realtor Blog /by Mike Anderson
Read more
https://www.intercaplending.com/wp-content/uploads/2022/07/Law-enforcement-grant-SOCIAL-3.png 1920 1920 Mike Anderson https://www.intercaplending.com/wp-content/uploads/2019/03/Intercap-Lending-Logo-1.png Mike Anderson2022-07-01 14:36:202022-07-01 14:48:18Law Enforcement Grant

Chad Rogers Awarded HousingWire’s 2021 Finance Leaders

May 5, 2021/in Press Release, Realtor Blog /by Mike Anderson
Read more
https://www.intercaplending.com/wp-content/uploads/2021/05/chad-rogers.png 938 1790 Mike Anderson https://www.intercaplending.com/wp-content/uploads/2019/03/Intercap-Lending-Logo-1.png Mike Anderson2021-05-05 03:01:242021-05-05 12:45:39Chad Rogers Awarded HousingWire’s 2021 Finance Leaders

One Tree Planted

March 15, 2021/in Homebuyer Blog, Press Release, Realtor Blog, Refinance, Why Intercap /by Kimber Parkin
Read more
https://www.intercaplending.com/wp-content/uploads/2021/03/One-Tree-Planted-and-Intercap-Lending.png 1357 800 Kimber Parkin https://www.intercaplending.com/wp-content/uploads/2019/03/Intercap-Lending-Logo-1.png Kimber Parkin2021-03-15 20:52:442022-10-04 20:07:40One Tree Planted

DACA Noticias

January 25, 2021/in Homebuyer Blog, Press Release, Realtor Blog /by Mike Anderson
Read more
https://www.intercaplending.com/wp-content/uploads/2021/01/SPANISH-DACA-post-2.jpeg 1080 1080 Mike Anderson https://www.intercaplending.com/wp-content/uploads/2019/03/Intercap-Lending-Logo-1.png Mike Anderson2021-01-25 04:17:052022-01-02 18:39:00DACA Noticias
Page 1 of 212
  • Privacy
  • Licensing
  • Legal
  • NMLS Consumer Access Website
  • Complaints
© 2022 All rights reserved. Intercap Lending Inc.
11781 South Lone Peak Parkway Suite 200, Draper, UT 84020 | NMLS# 190465

We may share customer information with our trusted business partners to assist you with your loan or other mortgage needs. Customers with questions regarding our loan officers and their licensing may visit the Nationwide Mortgage Licensing System & Directory (NMLS) for more information. https://nmlsconsumeraccess.org/

Agency Approvals: FNMA – #171430002 / FHLMC – #124731 / FHA – #3213309992 / GNMA #2454 / VA 955023-00-00

Scroll to top
NEW FHA Reduction

The FHA lowered the annual mortgage insurance premium, which will benefit an estimated 850,000 borrowers over the coming year, saving these families an average of $800 annually. The VA Funding Fee for some VA loans has also been reduced. Contact your Intercap loan officer for details.

Buy Down Calculator
This calculator is being provided for educational purposes only. The results are estimates that are based on information you provide and may not reflect available product terms from Intercap Lending Inc. Actual available rates and monthly payment amounts are subject to market fluctuations and will depend on a number of factors, including geography and loan characteristics. The information provided cannot be used to determine eligibility for a specific product or service and is not a commitment to lend.
$ 0.00
3/2/1 BUYDOWN SAVINGS
0%
Total Cost of 3/2/1 buydown as a Percent of Purchase Price

Interest Rate
0 %
Monthly Mortgage Payment
$ 0.00
Monthly Payment Savings
$ 0.00
1st Year Payment Savings
$ 0.00

Interest Rate
0 %
Monthly Mortgage Payment
$ 0.00
Monthly Payment Savings
$ 0.00
2nd Year Payment Savings
$ 0.00

Interest Rate
0 %
Monthly Mortgage Payment
$ 0.00
Monthly Payment Savings
$ 0.00
3rd Year Payment Savings
$ 0.00

Interest Rate
0 %
Monthly Mortgage Payment
$ 0.00
$

5%

1%

5%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421