Intercap Lending
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  • Homebuyers Guide
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      • CAPTIVATE
    • Corporate Office

      910 East 6600 South
      Salt Lake City, UT 84121

      888-643-2133

      NMLS #190465

    • Loan Servicing Office

      5600 Wyoming Boulevard NE, Suite 20
      Albuquerque, NM 87109

      800-658-9371

      NMLS #1199978

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When you partner with Intercap, you gain access to streamlined processes and industry experts backed by thousands of glowing 5-star reviews. Throughout the entire project, our team will stand by your clients, guiding them through each step and tailoring the best solution to fit their unique needs.

With our intuitive Online Portal, managing your draw requests and tracking progress reports has never been easier. You can quickly request draws and monitor every step of the way, allowing you to focus on what you do best – building their dream home!

Intercap Lending – Where stress-free home loans meet exceptional service.

New Construction Loan Amounts up to $3,000,000*

ELIGIBLE CONSTRUCTION TYPES:

  • Stick/site built
  • Modular Homes

ELIGIBLE PROPERTY TYPES:

  • Single Family
  • Site Condo (detached SFR in condo regime)
  • Manufactured homes
  • Rural properties (case by case)
  • Log Homes (case by case)

INELIGIBLE CONSTRUCTION TYPES:

  • Unique property types (Earth/berm homes, Geodesic domes, etc.)
  • Condo other than site condo
  • 2-4 units
  • Any property considered an over-improvement

*Additional terms and conditions apply. Not all borrowers will qualify.

YOUR CONSTRUCTION LOAN EXPERTS

Ashley Siepert

Loan Officer | NMLS #91461

What truly sets Ashley apart is her unwavering commitment to customer satisfaction. Her clients consistently praise her for her excellent communication, attention to detail, and the seamless experience she provides.

LEARN MORE

Dan Harding

Loan Officer | NMLS #695635

With 17 years of experience, Dan finds it incredibly rewarding to be part of his clients’ journeys to homeownership. He believes that owning a home is the American dream, and how you finance that dream is a crucial part of making it a reality.

LEARN MORE

Emily Magill

Senior Loan Officer | NMLS #279638

Meet Emily Magill, boasting an impressive 26-year tenure in the mortgage industry. She is known for her ability to find creative ways to make things happen. From modular homes to mansions, she is a gal that does them all!

LEARN MORE

Behind The Scenes

Melissa Patchett | LOA | NMLS# 1461505

801-602-2269

With over a decade in the real estate and mortgage industry, Melissa began as a receptionist in 2013 and transitioned to mortgages in 2014. She has supported up to six loan officers at once, ensuring every client receives the attention they deserve. Once the file starts and is structured, she orders any verification and chases those docs that make the make the American Dream come true. She has proudly worked alongside Emily and Ashley since 2014.

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  • Complaints

We may share customer information with our trusted business partners to assist you with your loan or other mortgage needs. Customers with questions regarding our loan officers and their licensing may visit the Nationwide Mortgage Licensing System & Directory (NMLS) for more information. https://nmlsconsumeraccess.org/

Agency Approvals: FNMA – #171430002 / FHLMC – #124731 / FHA – #3213309992 / GNMA #2454 / VA 955023-00-00

© 2024 All rights reserved. Intercap Lending Inc.
910 East 6600 South, Salt Lake City, UT 84121 | NMLS# 190465
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Buy Down Calculator
This calculator is being provided for educational purposes only. The results are estimates that are based on information you provide and may not reflect available product terms from Intercap Lending Inc. Actual available rates and monthly payment amounts are subject to market fluctuations and will depend on a number of factors, including geography and loan characteristics. The information provided cannot be used to determine eligibility for a specific product or service and is not a commitment to lend.
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