Mortgage for Property Investors

This new investor loan is available to qualified buyers in Utah, Arizona, New Mexico, Colorado, Nevada, Idaho, Washington, and Oregon. Other investor loans are available throughout the US, so check with your Intercap loan officer for options wherever you want to invest. This New Investor Loan has the following benefits and requirements:

  • 1-4 unit single-family residences (duplex, triplex and fourplex options)
  • As little as 15% down payment (85% LTV)
  • No mortgage insurance
  • As little as 660 FICO score
  • Up to 3% seller concessions

What does it take to be a landlord?

When you combine the potential benefits of appreciation, amortization, and rental income, rental properties can be a powerful investment opportunity. As with any investment, there are risks to consider. Support from rental investment professionals can help you mitigate these risks. Your Intercap loan officer may be able to provide local recommendations for the following:

  • Investment Real Estate Agents
  • Property Management
  • Home Repairs and Improvement
  • Tax Law and Accounting
  • Short and Long-term Lending
  • Lease Agreements and Legal Support
  • Landlord and Rental Insurance