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    • Corporate Office

      910 East 6600 South
      Salt Lake City, UT 84121

      888-643-2133

      NMLS #190465

    • Loan Servicing Office

      5600 Wyoming Boulevard NE, Suite 20
      Albuquerque, NM 87109

      800-658-9371

      NMLS #1199978

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USDA Home Loan

A USDA loan is one of the few remaining $0 down payment options out there, made possible by The United States Department of Agriculture (USDA). The USDA mortgage helps homebuyers purchase, repair, or renovate a home located in a designated rural area. You can also refinance using the USDA program, or even Streamline Refinance to a lower rate if you are already in a USDA home loan.

Is a USDA loan right for you?

The USDA Rural Home Loan offers several attractive benefits such as 100% financing (no money down) with below-market mortgage rates—often lower than a conventional 30-year fixed mortgage rate.

USDA loans are not just for farmers and ranchers. Many small towns and suburbs outside of major metropolitan areas meet the “rural” requirement. Be sure to visit the USDA website or contact one of our loan officers to find out if you (the borrowers) and the home you are considering qualify or start your application by clicking the link below.

Reverse Mortgage

April 24, 2019
https://www.intercaplending.com/wp-content/uploads/2019/04/Reverse-Mortgage.png 1081 1080 Mike Anderson https://www.intercaplending.com/wp-content/uploads/2023/10/intercap-logo.png Mike Anderson2019-04-24 23:26:122025-12-18 14:05:53Reverse Mortgage

Free Contact Management System for RE Agents!

April 24, 2019
Intercap Lending has invested in a robust yet simple-to-use…
https://www.intercaplending.com/wp-content/uploads/2023/10/intercap-logo.png 0 0 Mike Anderson https://www.intercaplending.com/wp-content/uploads/2023/10/intercap-logo.png Mike Anderson2019-04-24 22:36:052021-06-23 05:45:57Free Contact Management System for RE Agents!

Getting the Best Interest Rate

April 24, 2019
https://www.intercaplending.com/wp-content/uploads/2019/04/low-interest-rates.jpg 600 900 Mike Anderson https://www.intercaplending.com/wp-content/uploads/2023/10/intercap-logo.png Mike Anderson2019-04-24 22:24:082025-10-30 11:32:49Getting the Best Interest Rate
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How much can I afford?

This computes the finance amount, based on income, expenses, credit rating, and other factors.

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We may share customer information with our trusted business partners to assist you with your loan or other mortgage needs. Customers with questions regarding our loan officers and their licensing may visit the Nationwide Mortgage Licensing System & Directory (NMLS) for more information. https://nmlsconsumeraccess.org/

Agency Approvals: FNMA – #171430002 / FHLMC – #124731 / FHA – #3213309992 / GNMA #2454 / VA 955023-00-00

© 2024 All rights reserved. Intercap Lending Inc.
910 East 6600 South, Salt Lake City, UT 84121 | NMLS# 190465
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Buy Down Calculator
This calculator is being provided for educational purposes only. The results are estimates that are based on information you provide and may not reflect available product terms from Intercap Lending Inc. Actual available rates and monthly payment amounts are subject to market fluctuations and will depend on a number of factors, including geography and loan characteristics. The information provided cannot be used to determine eligibility for a specific product or service and is not a commitment to lend.
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