VA Refinancing

It is likely that you qualify for a streamline refinance if you already have a VA home loan. The IRRRL or Interest Rate Reduction Refinance Loan is one of the easiest loans available today.


See how easy it can be to take advantage of low interest rates.


Want to take cash-out to remodel? Find out about the VA cash-out refinance.


Need to consolidate your debt? See if refinancing can help your financial health.

VA home loans usually take advantage of the VA streamline refinance because of the following benefits offered by the VA:

  • No appraisal required.
  • Lower credit score qualifications.
  • No qualifying debt ratios.
  • No income verification.
  • No out-of-pocked expenses.

We at Intercap Lending, Inc. will be happy to show you the best way to use your Certificate of Eligibility to lower your interest rate, and to help you save money today.* We will work with you - no matter which type of mortgage loan you have currently. Intercap is here to help, whether you want to get access to the equity in your home, simplify your debts or any other reason you may have for refinancing.

VA Streamline Refinancing

It is easy and simple to take advantage of the extremely low interest rates with Intercap Lending, Inc. Utilize these historically low rates today to save yourself hundreds of dollars monthly!*

Getting a VA streamline refinance is a simple process - much easier than when you first qualified to purchase your home. In fact, streamline refinancing your VA loan is one of the easiest loan programs available. No appraisal is required to refinance. So, regardless of how much you still owe on your home, you should be able to refinance. Even if you are upside down in debt, and owe more than your house is worth, you can refinance with today’s low VA interest rates if you already have a VA home loan.

If you have a VA home loan currently, you should qualify for a simple streamline refinance, which could save you thousands of dollars over the life of your loan.* Common reasons for participating in the VA streamline refinance include: trying to pay off your home faster, or simply lowering your interest rate to save you hundreds of dollars each month.*

All VA loan specialists differ, and don’t offer the same services. Even if you have been denied by other lenders, contact us today to find out what we can do for you. You should work with the best because you deserve it! Call today for a free consultation with no obligation to you: (888) 643-2133. Utilize the full extent of your VA home loan benefits today!

Here are some of the benefits of Streamline Refinancing:

  • No appraisal required
  • No out-of-pocket expenses
  • No credit score qualification
  • No income verification
  • You may be able to defer up to two mortgage payments

VA Cash-Out

If you have a VA home loan on your primary residence, you may be eligible for a VA cash-out refinance. There are many reasons to decide to go with a VA cash-out refinance. Trust the experts at Intercap with your mortgage needs. Intercap has been able to help thousands of veterans nationwide, and we are proud to call ourselves VA loan specialists.

The current, extremely low rates are helping veterans save thousands of dollars.* These low rates will help you save hundreds of dollars monthly and, if you are looking to purchase, they will allow you to get more for the same amount.* A lower interest rate with a difference of one percent could mean the difference between $20,000 in your purchase price.

VA cash-out refinances pay off your current mortgage and replace it with a new VA mortgage loan, which includes any additional money that you borrow beyond your current loan. Call Intercap today and speak with one of our VA loan specialists to help you get started with the easy and convenient process of getting a new VA mortgage loan : (888) 643-2133.

VA Debt Consolidation

Are you interested in consolidating your debts? Take advantage of your veteran eligibility, and utilize your well-deserved VA housing benefits. Refinancing your current mortgage with a VA home loan could help improve your financial health.

VA interest rates are traditionally lower than other conventional programs available. Experts anticipate rates to continue to rise - so, take advantage of the exceptionally low rates available today. If your interest rate is more than 5%, contact us right away at (888) 643-2133. We can help you get that lower rate that will help you month-to-month and for the rest of the life or your loan.