{"id":889,"date":"2019-04-29T03:32:07","date_gmt":"2019-04-29T03:32:07","guid":{"rendered":"http:\/\/www.intercaplending.com\/?page_id=889"},"modified":"2021-05-30T23:09:47","modified_gmt":"2021-05-30T23:09:47","slug":"downsize-your-home","status":"publish","type":"page","link":"https:\/\/www.intercaplending.com\/downsize-your-home\/","title":{"rendered":"Downsizer"},"content":{"rendered":"<div  style='padding-bottom:10px; margin:0 0 0 0; font-size:60px;' class='av-special-heading av-special-heading-h1  blockquote modern-quote modern-centered  avia-builder-el-0  el_before_av_hr  avia-builder-el-first  av-inherit-size '><h1 class='av-special-heading-tag '  itemprop=\"headline\"  >Is it time to downsize?<\/h1><div class ='av-subheading av-subheading_below  ' style='font-size:22px;'><p>We have specialty programs like reverse mortgage and condo loans. We can also help you invest in multiple properties and create a rental income for retirement.<\/p>\n<\/div><div class='special-heading-border'><div class='special-heading-inner-border' ><\/div><\/div><\/div>\n<div  style=' margin-top:0px; margin-bottom:0px;'  class='hr hr-custom hr-center hr-icon-no   avia-builder-el-1  el_after_av_heading  el_before_av_heading '><span class='hr-inner  inner-border-av-border-thin' style=' width:100%; border-color:#cccccc;' ><span class='hr-inner-style'><\/span><\/span><\/div>\n<div  style='padding-bottom:0px; margin:0 0 0 0; color:#155793;font-size:35px;' class='av-special-heading av-special-heading-h1 custom-color-heading blockquote modern-quote  avia-builder-el-2  el_after_av_hr  el_before_av_textblock  av-inherit-size '><h1 class='av-special-heading-tag '  itemprop=\"headline\"  >Loans for Condos, Second Homes, or 55+ Communities<\/h1><div class='special-heading-border'><div class='special-heading-inner-border' style='border-color:#155793'><\/div><\/div><\/div>\n<section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock  '   itemprop=\"text\" ><p>Some common retirement living options include purchasing a condo, townhome, second home, or a residence in a 55+ community. Your Intercap loan officer can help you find the right loan for your desired property.<\/p>\n<p>A mortgage that covers part or all of your retirement property may be a better option than paying all cash for tax and investment reasons. Please consult your financial and tax advisors for more information.<\/p>\n<\/div><\/section>\n\n<div  style=' margin-top:0px; margin-bottom:0px;'  class='hr hr-custom hr-center hr-icon-no   avia-builder-el-5  el_after_av_codeblock  el_before_av_heading '><span class='hr-inner  inner-border-av-border-thin' style=' width:100%; border-color:#cccccc;' ><span class='hr-inner-style'><\/span><\/span><\/div>\n<div  style='padding-bottom:0px; margin:0 0 0 0; color:#155793;font-size:35px;' class='av-special-heading av-special-heading-h1 custom-color-heading blockquote modern-quote  avia-builder-el-6  el_after_av_hr  el_before_av_textblock  av-inherit-size '><h1 class='av-special-heading-tag '  itemprop=\"headline\"  >Reverse Mortgage<\/h1><div class='special-heading-border'><div class='special-heading-inner-border' style='border-color:#155793'><\/div><\/div><\/div>\n<section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock  '   itemprop=\"text\" ><p class=\"p2\">A Reverse Mortgage gives you access to cash from your home equity to improve your lifestyle. You\u2019ll continue to live in your home and retain ownership without monthly mortgage payments. The loan balance will be repaid when the last borrower or non-borrowing spouse has left the home or does not otherwise comply with the terms of the loan. <a href=\"\/what-the-heck-is-hecm\/\"><em><strong>Learn More about Reverse Mortgages<\/strong><\/em><\/a><\/p>\n<div style=\"width: 960px;\" class=\"wp-video\"><!--[if lt IE 9]><script>document.createElement('video');<\/script><![endif]-->\n<video class=\"wp-video-shortcode\" id=\"video-889-1\" width=\"960\" height=\"720\" poster=\"https:\/\/www.intercaplending.com\/wp-content\/uploads\/2019\/04\/hecm-1.jpg\" preload=\"metadata\" controls=\"controls\"><source type=\"video\/mp4\" src=\"https:\/\/www.intercaplending.com\/wp-content\/uploads\/2019\/04\/HECM-1.mp4?_=1\" \/><a href=\"https:\/\/www.intercaplending.com\/wp-content\/uploads\/2019\/04\/HECM-1.mp4\">https:\/\/www.intercaplending.com\/wp-content\/uploads\/2019\/04\/HECM-1.mp4<\/a><\/video><\/div>\n<\/div><\/section>\n<div  style=' margin-top:0px; margin-bottom:0px;'  class='hr hr-custom hr-center hr-icon-no   avia-builder-el-8  el_after_av_textblock  el_before_av_heading '><span class='hr-inner  inner-border-av-border-thin' style=' width:100%; border-color:#cccccc;' ><span class='hr-inner-style'><\/span><\/span><\/div>\n<div  style='padding-bottom:0px; margin:0 0 0 0; color:#155793;font-size:35px;' class='av-special-heading av-special-heading-h1 custom-color-heading blockquote modern-quote  avia-builder-el-9  el_after_av_hr  el_before_av_textblock  av-inherit-size '><h1 class='av-special-heading-tag '  itemprop=\"headline\"  >Sell your big home and buy three small homes<\/h1><div class='special-heading-border'><div class='special-heading-inner-border' style='border-color:#155793'><\/div><\/div><\/div>\n<section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock  '   itemprop=\"text\" ><p>Here&#8217;s a retirement option you may not have thought of. Sell your big home and buy three smaller ones. Live in one and rent out the other two. Find the right properties and you have a nest egg that keeps on growing. Talk to your Intercap loan officer and accountant for a real estate investment plan that can turn your equity into a retirement plan.<\/p>\n<\/div><\/section>\n\n<div  style=' margin-top:0px; margin-bottom:0px;'  class='hr hr-custom hr-center hr-icon-no   avia-builder-el-12  el_after_av_codeblock  el_before_av_blog '><span class='hr-inner  inner-border-av-border-thin' style=' width:100%; border-color:#cccccc;' ><span class='hr-inner-style'><\/span><\/span><\/div>\n<div   data-autoplay=''  data-interval='5'  data-animation='fade'  data-show_slide_delay='90'  class='avia-content-slider avia-content-grid-active avia-content-slider1 avia-content-slider-odd  avia-builder-el-13  el_after_av_hr  avia-builder-el-last  '  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Blog\" ><div class='avia-content-slider-inner'><div class='slide-entry-wrap'><article class='slide-entry flex_column  post-entry post-entry-53401 slide-entry-overview slide-loop-1 slide-parity-odd  av_one_third first real-thumbnail post-format-video'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><a href='https:\/\/www.intercaplending.com\/fannie-and-freddie-announcement-buyer-agent-commissions\/' data-rel='slide-1' class='slide-image' title='Fannie Mae and Freddie Mac Address Buyer Agent Commissions in Response to NAR Settlement'><img decoding=\"async\" width=\"495\" height=\"400\" src=\"https:\/\/www.intercaplending.com\/wp-content\/uploads\/2024\/04\/nar-settlement-495x400.png\" class=\"wp-image-53403 avia-img-lazy-loading-not-53403 attachment-portfolio size-portfolio wp-post-image\" alt=\"\" srcset=\"https:\/\/www.intercaplending.com\/wp-content\/uploads\/2024\/04\/nar-settlement-495x400.png 495w, https:\/\/www.intercaplending.com\/wp-content\/uploads\/2024\/04\/nar-settlement-845x684.png 845w\" sizes=\"(max-width: 495px) 100vw, 495px\" \/><\/a><div class='slide-content'><header class=\"entry-content-header\"><h3 class='slide-entry-title entry-title '  itemprop=\"headline\" ><a href='https:\/\/www.intercaplending.com\/fannie-and-freddie-announcement-buyer-agent-commissions\/' title='Fannie Mae and Freddie Mac Address Buyer Agent Commissions in Response to NAR Settlement'>Fannie Mae and Freddie Mac Address Buyer Agent Commissions in Response to NAR Settlement<\/a><\/h3><span class=\"av-vertical-delimiter\"><\/span><\/header><div class='slide-meta'><time class='slide-meta-time updated'  itemprop=\"datePublished\" datetime=\"2024-04-17T11:56:52+00:00\" >April 17, 2024<\/time><\/div><div class='slide-entry-excerpt entry-content'  itemprop=\"text\" >\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><span class='hidden'>\n\t\t\t\t<span class='av-structured-data'  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" >\n\t\t\t\t\t\t<span itemprop='url'>https:\/\/www.intercaplending.com\/wp-content\/uploads\/2024\/04\/nar-settlement.png<\/span>\n\t\t\t\t\t\t<span itemprop='height'>1080<\/span>\n\t\t\t\t\t\t<span itemprop='width'>1080<\/span>\n\t\t\t\t<\/span>\n\t\t\t\t<span class='av-structured-data'  itemprop=\"publisher\" itemtype=\"https:\/\/schema.org\/Organization\" itemscope=\"itemscope\" >\n\t\t\t\t\t\t<span itemprop='name'>Mike Anderson<\/span>\n\t\t\t\t\t\t<span itemprop='logo' itemscope itemtype='https:\/\/schema.org\/ImageObject'>\n\t\t\t\t\t\t\t<span itemprop='url'>https:\/\/www.intercaplending.com\/wp-content\/uploads\/2023\/10\/intercap-logo.png<\/span>\n\t\t\t\t\t\t <\/span>\n\t\t\t\t<\/span><span class='av-structured-data'  itemprop=\"author\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Person\" ><span itemprop='name'>Mike Anderson<\/span><\/span><span class='av-structured-data'  itemprop=\"datePublished\" datetime=\"2019-04-29T03:32:07+00:00\" >2024-04-17 11:56:52<\/span><span class='av-structured-data'  itemprop=\"dateModified\" itemtype=\"https:\/\/schema.org\/dateModified\" >2024-04-22 17:22:09<\/span><span class='av-structured-data'  itemprop=\"mainEntityOfPage\" itemtype=\"https:\/\/schema.org\/mainEntityOfPage\" ><span itemprop='name'>Fannie Mae and Freddie Mac Address Buyer Agent Commissions in Response to NAR Settlement<\/span><\/span><\/span><\/article><article class='slide-entry flex_column  post-entry post-entry-53280 slide-entry-overview slide-loop-2 slide-parity-even  av_one_third  real-thumbnail post-format-video'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><a href='https:\/\/www.intercaplending.com\/will-rates-drop\/' data-rel='slide-1' class='slide-image' title='Inflation Still Hot. Will Rates Drop this Year?'><img decoding=\"async\" width=\"495\" height=\"400\" src=\"https:\/\/www.intercaplending.com\/wp-content\/uploads\/2024\/04\/inflation-and-rates-495x400.png\" class=\"wp-image-53292 avia-img-lazy-loading-not-53292 attachment-portfolio size-portfolio wp-post-image\" alt=\"\" \/><\/a><div class='slide-content'><header class=\"entry-content-header\"><h3 class='slide-entry-title entry-title '  itemprop=\"headline\" ><a href='https:\/\/www.intercaplending.com\/will-rates-drop\/' title='Inflation Still Hot. Will Rates Drop this Year?'>Inflation Still Hot. Will Rates Drop this Year?<\/a><\/h3><span class=\"av-vertical-delimiter\"><\/span><\/header><div class='slide-meta'><time class='slide-meta-time updated'  itemprop=\"datePublished\" datetime=\"2024-04-10T17:52:33+00:00\" >April 10, 2024<\/time><\/div><div class='slide-entry-excerpt entry-content'  itemprop=\"text\" >\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><span class='hidden'>\n\t\t\t\t<span class='av-structured-data'  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" >\n\t\t\t\t\t\t<span itemprop='url'>https:\/\/www.intercaplending.com\/wp-content\/uploads\/2024\/04\/inflation-and-rates.png<\/span>\n\t\t\t\t\t\t<span itemprop='height'>464<\/span>\n\t\t\t\t\t\t<span itemprop='width'>538<\/span>\n\t\t\t\t<\/span>\n\t\t\t\t<span class='av-structured-data'  itemprop=\"publisher\" itemtype=\"https:\/\/schema.org\/Organization\" itemscope=\"itemscope\" >\n\t\t\t\t\t\t<span itemprop='name'>Mike Anderson<\/span>\n\t\t\t\t\t\t<span itemprop='logo' itemscope itemtype='https:\/\/schema.org\/ImageObject'>\n\t\t\t\t\t\t\t<span itemprop='url'>https:\/\/www.intercaplending.com\/wp-content\/uploads\/2023\/10\/intercap-logo.png<\/span>\n\t\t\t\t\t\t <\/span>\n\t\t\t\t<\/span><span class='av-structured-data'  itemprop=\"author\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Person\" ><span itemprop='name'>Mike Anderson<\/span><\/span><span class='av-structured-data'  itemprop=\"datePublished\" datetime=\"2019-04-29T03:32:07+00:00\" >2024-04-10 17:52:33<\/span><span class='av-structured-data'  itemprop=\"dateModified\" itemtype=\"https:\/\/schema.org\/dateModified\" >2024-04-17 14:24:00<\/span><span class='av-structured-data'  itemprop=\"mainEntityOfPage\" itemtype=\"https:\/\/schema.org\/mainEntityOfPage\" ><span itemprop='name'>Inflation Still Hot. Will Rates Drop this Year?<\/span><\/span><\/span><\/article><article class='slide-entry flex_column  post-entry post-entry-52980 slide-entry-overview slide-loop-3 slide-parity-odd  post-entry-last  av_one_third  real-thumbnail post-format-video'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><a href='https:\/\/www.intercaplending.com\/navigating-sticky-interest-rates-in-a-shifting-economy\/' data-rel='slide-1' class='slide-image' title='The Mortgage Dilemma: Navigating Sticky Interest Rates in a Shifting Economy'><img decoding=\"async\" width=\"495\" height=\"400\" src=\"https:\/\/www.intercaplending.com\/wp-content\/uploads\/2024\/03\/interest-rate-wait-game-square-495x400.png\" class=\"wp-image-52991 avia-img-lazy-loading-not-52991 attachment-portfolio size-portfolio wp-post-image\" alt=\"\" srcset=\"https:\/\/www.intercaplending.com\/wp-content\/uploads\/2024\/03\/interest-rate-wait-game-square-495x400.png 495w, https:\/\/www.intercaplending.com\/wp-content\/uploads\/2024\/03\/interest-rate-wait-game-square-845x684.png 845w\" sizes=\"(max-width: 495px) 100vw, 495px\" \/><\/a><div class='slide-content'><header class=\"entry-content-header\"><h3 class='slide-entry-title entry-title '  itemprop=\"headline\" ><a href='https:\/\/www.intercaplending.com\/navigating-sticky-interest-rates-in-a-shifting-economy\/' title='The Mortgage Dilemma: Navigating Sticky Interest Rates in a Shifting Economy'>The Mortgage Dilemma: Navigating Sticky Interest Rates in a Shifting Economy<\/a><\/h3><span class=\"av-vertical-delimiter\"><\/span><\/header><div class='slide-meta'><time class='slide-meta-time updated'  itemprop=\"datePublished\" datetime=\"2024-03-04T06:22:17+00:00\" >March 4, 2024<\/time><\/div><div class='slide-entry-excerpt entry-content'  itemprop=\"text\" >\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><span class='hidden'>\n\t\t\t\t<span class='av-structured-data'  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" >\n\t\t\t\t\t\t<span itemprop='url'>https:\/\/www.intercaplending.com\/wp-content\/uploads\/2024\/03\/interest-rate-wait-game-square.png<\/span>\n\t\t\t\t\t\t<span itemprop='height'>1080<\/span>\n\t\t\t\t\t\t<span itemprop='width'>1080<\/span>\n\t\t\t\t<\/span>\n\t\t\t\t<span class='av-structured-data'  itemprop=\"publisher\" itemtype=\"https:\/\/schema.org\/Organization\" itemscope=\"itemscope\" >\n\t\t\t\t\t\t<span itemprop='name'>Mike Anderson<\/span>\n\t\t\t\t\t\t<span itemprop='logo' itemscope itemtype='https:\/\/schema.org\/ImageObject'>\n\t\t\t\t\t\t\t<span itemprop='url'>https:\/\/www.intercaplending.com\/wp-content\/uploads\/2023\/10\/intercap-logo.png<\/span>\n\t\t\t\t\t\t <\/span>\n\t\t\t\t<\/span><span class='av-structured-data'  itemprop=\"author\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Person\" ><span itemprop='name'>Mike Anderson<\/span><\/span><span class='av-structured-data'  itemprop=\"datePublished\" datetime=\"2019-04-29T03:32:07+00:00\" >2024-03-04 06:22:17<\/span><span class='av-structured-data'  itemprop=\"dateModified\" itemtype=\"https:\/\/schema.org\/dateModified\" >2024-03-09 13:42:11<\/span><span class='av-structured-data'  itemprop=\"mainEntityOfPage\" itemtype=\"https:\/\/schema.org\/mainEntityOfPage\" ><span itemprop='name'>The Mortgage Dilemma: Navigating Sticky Interest Rates in a Shifting Economy<\/span><\/span><\/span><\/article><\/div><\/div><div class='pagination-wrap pagination-slider'><nav class='pagination'><span class='pagination-meta'>Page 1 of 42<\/span><span class='current'>1<\/span><a href='https:\/\/www.intercaplending.com\/wp-json\/wp\/v2\/pages\/889\/?avia-element-paging=2' class='inactive next_page' >2<\/a><a href='https:\/\/www.intercaplending.com\/wp-json\/wp\/v2\/pages\/889\/?avia-element-paging=3' class='inactive' >3<\/a><a href='https:\/\/www.intercaplending.com\/wp-json\/wp\/v2\/pages\/889\/?avia-element-paging=2'>&rsaquo;<\/a><a href='https:\/\/www.intercaplending.com\/wp-json\/wp\/v2\/pages\/889\/?avia-element-paging=42'>&raquo;<\/a><\/nav>\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":3,"featured_media":29545,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.5 (Yoast SEO v22.5) - 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