{"id":935,"date":"2019-04-29T14:54:15","date_gmt":"2019-04-29T14:54:15","guid":{"rendered":"http:\/\/www.intercaplending.com\/?page_id=935"},"modified":"2021-06-04T15:28:17","modified_gmt":"2021-06-04T15:28:17","slug":"conventional-home-loans","status":"publish","type":"page","link":"https:\/\/www.intercaplending.com\/conventional-home-loans\/","title":{"rendered":"Conventional Home Loans"},"content":{"rendered":"<div id='full_slider_1'  class='avia-fullwidth-slider main_color avia-shadow   avia-builder-el-0  el_before_av_heading  avia-builder-el-first   container_wrap fullsize' style=' '  ><div   data-size='featured'  data-lightbox_size='large'  data-animation='slide'  data-conditional_play=''  data-ids='29859'  data-video_counter='0'  data-autoplay='false'  data-bg_slider='false'  data-slide_height=''  data-handle='av_slideshow_full'  data-interval='5'  data-class=' '  data-el_id=''  data-css_id=''  data-scroll_down=''  data-control_layout='av-control-default'  data-custom_markup=''  data-perma_caption=''  data-autoplay_stopper=''  data-image_attachment=''  data-min_height='0px'  data-lazy_loading='disabled'  data-src=''  data-position='top left'  data-repeat='no-repeat'  data-attach='scroll'  data-stretch=''  data-default-height='28.666666666667'  class='avia-slideshow avia-slideshow-1  av-control-default av-default-height-applied avia-slideshow-featured av_slideshow_full   avia-slide-slider '  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><ul class='avia-slideshow-inner ' style='padding-bottom: 32.5%;' ><li  class=' av-single-slide slide-1 ' ><div data-rel='slideshow-1' class='avia-slide-wrap '   ><img decoding=\"async\" class=\"wp-image-29859 avia-img-lazy-loading-not-29859\"  src=\"https:\/\/www.intercaplending.com\/wp-content\/uploads\/2021\/06\/conventional-home-loans-1.png\" width=\"1200\" height=\"390\" title='conventional home loans' alt=''  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.intercaplending.com\/wp-content\/uploads\/2021\/06\/conventional-home-loans-1.png 1200w, https:\/\/www.intercaplending.com\/wp-content\/uploads\/2021\/06\/conventional-home-loans-1-300x98.png 300w, https:\/\/www.intercaplending.com\/wp-content\/uploads\/2021\/06\/conventional-home-loans-1-1030x335.png 1030w, https:\/\/www.intercaplending.com\/wp-content\/uploads\/2021\/06\/conventional-home-loans-1-768x250.png 768w, https:\/\/www.intercaplending.com\/wp-content\/uploads\/2021\/06\/conventional-home-loans-1-705x229.png 705w, https:\/\/www.intercaplending.com\/wp-content\/uploads\/2021\/06\/conventional-home-loans-1-600x195.png 600w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/div><\/li><\/ul><\/div><\/div><div id='after_full_slider_1'  class='main_color av_default_container_wrap container_wrap fullsize' style=' '  ><div class='container' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-935'><div class='entry-content-wrapper clearfix'>\n<div  style='padding-bottom:10px; ' class='av-special-heading av-special-heading-h1    avia-builder-el-1  el_after_av_slideshow_full  el_before_av_textblock  avia-builder-el-first  '><h1 class='av-special-heading-tag '  itemprop=\"headline\"  >Conventional Home Loans<\/h1><div class='special-heading-border'><div class='special-heading-inner-border' ><\/div><\/div><\/div>\n<section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock  '   itemprop=\"text\" ><p>By definition, a Conventional Mortgage is the standard by which all other mortgage loans are measured. The most common Conventional Mortgage is a 30-year fixed rate mortgage, although shorter terms and variable rates are available.<\/p>\n<h2>Is a Conventional Mortgage right for you?<\/h2>\n<p>With 15 to 30-year fixed-rate options available, homeowners can count on consistent monthly payments through the life of their loan. If you are looking to buy a home and stay there for the indefinite future, a Conventional Mortgage might be your best option. If you are in an existing mortgage and want to refinance to a lower rate or you do not intend to be in your home as long, you may want to consider one of our adjustable-rate mortgage options. Your Intercap Loan Officer can provide options to fit your specific needs and wants.<\/p>\n<\/div><\/section>\n\n<div  style='padding-bottom:10px; ' class='av-special-heading av-special-heading-h2    avia-builder-el-4  el_after_av_codeblock  el_before_av_textblock  '><h2 class='av-special-heading-tag '  itemprop=\"headline\"  >15 and 30-year Loan Options<\/h2><div class='special-heading-border'><div class='special-heading-inner-border' ><\/div><\/div><\/div>\n<section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock  '   itemprop=\"text\" ><p>A 30-year fixed rate mortgage makes your monthly mortgage payments more affordable as interest and principal are spread out over a longer period of time. However, you will pay more interest over the length of the loan compared to a 15-year mortgage. A longer term may allow you to afford a nicer home with a lower monthly payment.<\/p>\n<p>With a 15-year fixed rate loan you&#8217;ll pay off your mortgage in half the time and reap the benefits of lower rates and less overall interest as compared to a 30-year loan. A shorter loan term and lower rates equate to less interest on your loan and more money in your pocket long-term.<\/p>\n<\/div><\/section>\n<div class=\"flex_column av_one_full  flex_column_div first  avia-builder-el-6  el_after_av_textblock  avia-builder-el-last  column-top-margin\" style='background: #1d578a; padding:5%; background-color:#1d578a; border-radius:0px; '><section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock  '   itemprop=\"text\" ><h2><span style=\"color: #ffffff;\">Check the rates and mortgage payment on a 15, 20, 25, and 30-year Conventional Loan<\/span><\/h2>\n<p><span style=\"color: #ffffff;\">Or other options that meet your specific budget and goals.<\/span><\/p>\n<\/div><\/section><br \/>\n<div  class='avia-buttonrow-wrap avia-buttonrow-left   avia-builder-el-8  el_after_av_textblock  avia-builder-el-last '>\n<a href='https:\/\/myloan.intercaplending.com\/borrower\/onboarding\/APP@INTERCAPLENDING.COM' class='avia-button  avia-color-light  avia-icon_select-yes-left-icon avia-size-medium ' target=\"_blank\" rel=\"noopener noreferrer\" style='margin-bottom:5px; margin-right:5px; '><span class='avia_button_icon avia_button_icon_left ' aria-hidden='true' data-av_icon='\ue800' data-av_iconfont='fontello'><\/span><span class='avia_iconbox_title' >START YOUR APPLICATION<\/span><\/a>\n<a href='https:\/\/www.intercaplending.com\/rate-quote\/'  class='avia-button  avia-color-light  avia-icon_select-yes-left-icon avia-size-medium '  style='margin-bottom:5px; margin-right:5px; ' ><span class='avia_button_icon avia_button_icon_left ' aria-hidden='true' data-av_icon='\ue800' data-av_iconfont='fontello'><\/span><span class='avia_iconbox_title' >GET A RATE QUOTE<\/span><\/a>\n<\/div><\/p><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":3,"featured_media":5534,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.5 (Yoast SEO v22.5) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Conventional Loans | Intercap Lending<\/title>\n<meta name=\"description\" content=\"Conventional home loans by Intercap Lending. 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