The interest rate battle continues.  But don’t get your armor in a bunch, Intercap Lending is here fighting to give you the best home loan experience in the industry! Ask your loan officer about the 3/2/1 Buy-down:

  • 3% lower interest rate the first year

  • 2% lower interest rate the second year

  • 1% lower interest rate the third year

Why Intercap?

Stress Free Home Loans

  • You get a direct lender with in-house origination, processing, underwriting, funding, and loan servicing. Home loans and refinance is all we do, and we are masters at our craft.
  • You work with a dedicated loan officer who has the loan programs and knowledge to meet the specific needs of borrowers at every stage of home ownership (first-time buyer, mover-upper, relocator, investor, home finance planner, and down sizer).
  • We strive to be clear-to-close long before deadlines, beating industry close averages by weeks.
  • You never have to listen to hold music, get passed around, tell your story more than once, or wonder what’s going on with your loan.
  • If you get junk mail/email, it’s not from us.


The Intercap Homebuyer app can apply for a home from anywhere. Buyers can compare loan options, browse homes, submit an application, scan documents, and track the progress of their home purchase from their smart phone or computer.