Refinance Your Home Loan

Want a lower payment, or cash for renovations? Find out if refinancing your home loan is the right option.


Are you ready to refi? Find out what happens next.


Find out about the VA Streamline and Cash-Out Refinance programs.

How Do I Refinance My Home Loan?

When are you ready to refinance? If you are looking to lower the rate on your current mortgage, consolidate debt or both, give us a call at (888) 643-2133. An Intercap Lending loan officer will do a quick analysis to see if refinance is an option. If your primary interest rate isn’t rising, it may make sense to refinance, and we can walk you through the maze of possibilities. Here are some reasons to refi:

  • Lower your current rate to lower your payment
  • Lock in a fixed rate so your Adjustable Rate Mortgage payment does not get too high
  • Remove your current mortgage insurance if your home value has increased
  • Cash out to pay off high interest debt, make those long awaited home improvements, or send your children to college.
  • Remodel your home.

Please note: By refinancing your current loan, your total finance charges may be higher over the life of the loan.

What If I'm A Military Homeowner?

There are two ways to refinance your VA Home Loan: either "Streamline" refinance through the Interest Rate Reduction Refinance Loan, or "Cash-Out" refinance to access your home's equity.

Learn more about VA Home Loan programs by calling (888) 643-2133 or talk with a mortgage specialist for a FREE quote!