USDA Home Loan

A USDA loan is one of the few remaining $0 down payment options out there, made possible by The United States Department of Agriculture (USDA). The USDA mortgage helps homebuyers purchase, repair, or renovate a home located in a designated rural area. You can also refinance using the USDA program, or even Streamline Refinance to a lower rate if you are already in a USDA home loan.

Is a USDA loan right for you?

The USDA Rural Home Loan offers several attractive benefits such as 100% financing (no money down) with below-market mortgage rates—often lower than a conventional 30-year fixed mortgage rate.

USDA loans are not just for farmers and ranchers. Many small towns and suburbs outside of major metropolitan areas meet the “rural” requirement. Be sure to visit the USDA website or contact one of our loan officers to find out if you (the borrowers) and the home you are considering qualify or start your application by clicking the link below.

See if you and your home qualify for a USDA loan

Or a similar loan with little or no down payment and other minimal requirements.