Intercap Lending Inc. Reviews

I’ve worked with Matt and Anika twice on home loans and they are amazing. They respond quickly and are so easy to work with. I love with stress free process and I use the Intercap App for most of the loan process. I recommend them to everyone!

Megan Andrews is the best in the business. She never over promises and she always delivers the best service and the best rate possible at the best terms. We had a really difficult deal and had to close in a very short period of time and we were ready to close right on time.

We worked with Matt and his team and they were amazing! Buying a home is never an easy process but their experience showed all the way through the entire buying experience. Whenever we had questions they always had or got me an answer right away. The confidence this team had in their knowledge was awesome! Thank you Matt and Anika and everyone behind the scenes that made all of this possible for me and my family!

My wife and I had the pleasure of working with Mr. Nathan Blair and Mr. Zak Ziegler. We were first time home buyers and had heard all the horror stories of what could go wrong, needless to say we were nervous the whole way. Both guys did a very good job of keeping us informed of what was going on. They worked really well with our real estate agent( who also says that the guys are awesome ), they processed everything fast and we were able to close a couple days early. So a special thanks to Mr. Blair, Mr. Ziegler and the whole intercap lending team, we are thankful for everything that you guys were able to do for my wife and I we greatly appreciate it.

Matt Barrett and Anika Pendleton were amazing! I told them what we wanted, and they told us what we needed to get it. They were very upfront with us and said you will need to provide ‘xyz’, and you will need to do ‘xyz’ in order to secure this loan. The whole process was extremely streamlined and fast!! I walked into Matt’s office on 4/27, went under contract on 5/9 and then closed on 5/29. From contract to closing in only 20 days! Most of this time was buyer due diligence. After closing, he even gave us a nice gift. � If you’re a first time home buyer, I especially urge you to contact Matt Barrett at Intercap. Thanks guys!

I have obtained at least six mortgages in my lifetime, and Intercap is the best I have ever worked with! Stacie and Morgan make an amazing team. They are genuinely nice, super smart, talented professionals with consistent attention to the tiniest details...plus, they got us a great rate!!

The Alli Bills team was awesome. They were up front with us about all aspects of the loan process and were able to answer all of our questions. Thanks Alli, Brylee, Amber, and Andrea. We will come back if we have another loan need in the future.

Team Mandi took such great care of us. As a first time homebuyer, they explained everything in detail and I wasn’t nervous at all. We were able to close on our house in a quick timeframe. Mandi was always available for questions and made sure I knew I could reach her anytime. Such a great experience!

My husband and I worked with Steve Carter on our mortgage. He was AMAZING! He was always explaining things to us in a way that we could understand, and was very prompt with answering any questions we may have. I could email him at 7:00 at night and usually get a response within a few hours. This was the second time we have bought a home and there was NO comparison between Intercap and our previous mortgage company. I will be referring everyone to Intercap Lending for sure.

Our experience with Braxton Young and Intercap Lending was better than I could have hoped for. From the quoting process all the way through closing, Braxton made sure we knew what was needed and what was coming up next. Braxton provided multiple quotes with varying points and terms to help us decide the best fit for our plans. He went the extra mile to make sure we were getting the best deal possible and beat all the competition. Communication through the process was excellent, Braxton even surprised me with some late night and weekend responses! I always knew he was on top of things and that financing would not be an issue in getting the deal done. I can highly recommend Braxton Young and Intercap Lending!

Intercap is so wonderful!! Being a first time home buyer for both me and my husband, we were so clueless! They held our hands and walked us through everything so well! I am blown away at how efficient they were and how quickly they got this whole process done! We closed on our house in 15 days and I can't believe how quick they did everything! They were so nice and helpful. Go to Intercap!!

Intercap was amazing! As a first time home buyer, it can seem so overwhelming. But Blake, Ty, and Kylee at Intercap took care of us so well! I will be telling everyone about them and the great work they did. They were fast, efficient, and so nice! Thanks again for helping my husband and I start this next adventure!

My experience about my loan process was great. I want give my gratitude to my loan officer, Mr Fernando Lara, who was paciente with us no matter our stress into the process, If I applie one day again for other loan mortgage we will be fine in his hands. I appreciate the professionalism and the hours dedicated to us. Just said thank you again.

Eric Simonson and Tyler Anderson are terrific to work with. They really went to work for us to accomplish our goals! I worked in Real Estate for several years, and have done several personal Real Estate transactions. Of all the lenders I have worked with, Eric Simonson is by far the best. Great work guys!!

If anyone is buying a house soon, you've got to use Burt Hoagland with Intercap! I've been dreading the mortgage process of buying a house since I've been looking. My previous experiences with mortgages were terrible. Burt made it such a smooth process. He was incredibly helpful, he was available and quick to respond to any questions I had, he made the paperwork process flawless. There was no back and forth asking for documentation multiple times. Burt is amazing. I fully recommend him!

Word's can't explain .Alex and his team are by far the best. 24 hour access if you have questions or concerns about anything regarding the refinance. I would recommend and have already to friends and Colleagues. I'm elated about my 3.75 interest rate. Intercap Lending is definitely who you want to go through when you decide to refi your house .A+++ .

Intercap Lending has been the best experience I’ve had in refinancing a home loan. Steve Carter gave detailed options custom for my own situation. The loan process was made easy by the experience, knowledge, timeliness and personable nature of Steve and other members of the Intercap Lending team. If looking for mortgage options give them a call. You won’t be disappointed!

Great, responsive customer service with excellent institutional knowledge. It was a pleasure to work with the very competent Mike Carpenter team. They made refinance our home easy.

Intercap lending is a great company. the staff is very friendly and professional. They worked hard to make the American dream a reality! I would recommend the Matt Barrett team to everyone

My sister and I have been trying to help our parents who are in the late 70's to get their affairs in order are very displeased with Intercap Lending. My mom has been taken several times because she trusts people too much. She found an add on Facebook to refinance their loan with a VA rate. They had already refinanced almost 2 years ago to lower their rate to a 3.75% loan. What bothers me is that they talked my parents into refinancing to get down to a 1.75% interest rate (which ended up being an arm) and charging them 2.5 Points to get that rate. Their closing costs for this interest rate was over $10,000 and on top of that refinanced for 30 years. After 5 years, my parents’ interest rate will be over 6% which is double of where they were before refinancing. Why in the world would you let a couple in their 70's do this.. I used to be a loan officer so don't give me any excuses. They had already agreed and signed the documents before we realized they were refinancing. On top of that, VA charged them $954 to process the funding of the loan. What a crock of crap. When reviewing their documents, they did not have one document that was signed by either one of them and the stack of paper was huge. We contacted the company and they said it was not their policy anymore to give signed documents. They said to just go ahead and have them sign the blank documents that were given to them. My sister told them this was garbage and wanted documents sent to my parents within 5 days. The only positive thing I have to say is that the next day via FedEx all signed docs were copied and sent. I would think twice and review your docs before you have this company do anything for you.

We have worked with various lenders and brokers through the years. This was our first experience with Intercap Lending. Interecap offered competitive rates and fees and in the end inched out the other lenders we heard from through Lending Tree. Once we decided to go with Intercap, the process went smoothly and efficiently from filling out the loan app to funding our loan. The loan officer we worked with, Thomas Koger, was a delight to work with along with his support staff. We were promised we would have our loan (if we qualified) in 30 days. Well, the process went so smoothly that Intercap Lending ended up funding our loan 10 days early. I have no hesitation recommending Intercap Lending for your needs

We have worked with various lenders and brokers through the years. This was our first experience with Intercap Lending. Interecap offered competitive rates and fees and in the end inched out the other lenders we heard from through Lending Tree. Once we decided to go with Intercap, the process went smoothly and efficiently from filling out the loan app to funding our loan. The loan officer we worked with, Thomas Koger, was a delight to work with along with his support staff. We were promised we would have our loan (if we qualified) in 30 days. Well, the process went so smoothly that Intercap Lending ended up funding our loan 10 days early. I have no hesitation recommending Intercap Lending for your needs

From the very start, Thomas gave us excellent service, from quoting rates and fees to collecting information and keeping things moving along. Thomas was in touch with us either by email or phone calls every step of the way. Thomas was courteous, professional, knowledgeable and personable. Once we negotiated our rate and fees the process was smooth sailing. We went from application to funding our loan in 25 days and Thomas was on top of it every step of the way. (Below I'm asked if our loan closed on the day promised. I answered "Yes", but actually the answer is "No" ... we closed TENS DAYS BEFORE the promised day!) I am not one to make recommendations, but I would highly recommend Thomas as someone you would want to work with if you are looking for a the products he works with.

From the very start, Thomas gave us excellent service, from quoting rates and fees to collecting information and keeping things moving along. Thomas was in touch with us either by email or phone calls every step of the way. Thomas was courteous, professional, knowledgeable and personable. Once we negotiated our rate and fees the process was smooth sailing. We went from application to funding our loan in 25 days and Thomas was on top of it every step of the way. (Below I'm asked if our loan closed on the day promised. I answered "Yes", but actually the answer is "No" ... we closed TENS DAYS BEFORE the promised day!) I am not one to make recommendations, but I would highly recommend Thomas as someone you would want to work with if you are looking for a the products he works with.

Team Mandi Henroid is PHENOMENAL. Buying a home in this crazy market in salt lake was not stressful at all working with them and getting our loan. In a matter of fact they made it fun. They were very helpful and constantly kept us up to date with what was going on. They worked on our files at all times of the day which I thought was awesome even if they didn’t have to. This is our first home purchase and I do not regret going working with Team Mandi one bit. We’re happy after buying our home but will miss working with Mandi and Amy at Intercap. We highly suggest them as your next lender!

We had a very good experience. We stated with another mortgage broker & right from the start we were displeased. Intercap Lending made the home buying experience so easy & stress free. Being first time home buyers we had no idea where to start but Mandi & her team walked us through everything & answered all of our questions in a very timely matter. I would definitely recommend Intercap Lending to anyone who is ready to buy a home.

Team Mandi Henroid is PHENOMENAL. Buying a home in this crazy market in salt lake was not stressful at all working with them and getting our loan. In a matter of fact they made it fun. They were very helpful and constantly kept us up to date with what was going on. They worked on our files at all times of the day which I thought was awesome even if they didn’t have to. This is our first home purchase and I do not regret going working with Team Mandi one bit. We’re happy after buying our home but will miss working with Mandi and Amy at Intercap. We highly suggest Team Mandi as your next lender!

Burt Hoagland is an amazing freak of nature. He got me in a house when I didn't think it was possible. He helped me build my credit and has aggressively worked with me every step of the way. He's a true asset to have in my corner.

Intercap was great to work with. They were clear about everything from required documents, rates, closing costs, etc. Steve went over numbers with us more times than I can count, as well as every other document we wanted to better understand. He even came to closing at the title company to make sure we felt comfortable with the loan and if anything else was needed. We have never had the lender show up to a closing! From start to finish everyone at Intercap was very professional, helpful, and thorough. We will be recommending them to everyone we know.

I was extremely happy with the service we receive from Intercap Lending! Before we started looking at homes, I thought the financial process would be long, tedious and stressful. I was worried about it. However, I was pleasantly surprised! I simply had to supply my documents and they took care of everything! I didn't have any stress. Intercap lending worked so hard us, that buying our home was simple. Tyler was professional and actually had our documents finished a week before closing. I highly recommend them.

My experience was totally painless. Everything was laid out for me with easy to understand directions. The closing took place in my home which eliminated travel on my part. I received everything I was promised. Couldn't ask for anything more. Thank you Mason and Zack.

Mandi and Amy are absolute stars, I'd hire them in a New York minute. They made the process shockingly easy and managed everything seamlessly. As a result, I'm a big fan of Intercap and look forward to working with them again.

Everyone I worked with was very professional, kind, and they were interested in helping me through the lending process. This was the first time my wife and I went through the lending process, and everyone was more than willing to explain things, answer our numerous questions, and make sure we understood everything! The whole process was simple and streamlined, and a shout-out to Jayson and Aaron for helping us with everything!

This is my second go around with Intercap Lending. Robert Peck, Joseph Peck and the rest of their staff are very professional in what they do, I was so happy with the work they did for my refinance, that I went back with them for a second refinance, they do what they say they are going to do which is rare these days. I have already recommended one of my coworker to them, and I would tell anyone who is looking for a VA loan, Intercap Lending is the one you should go with. FIVE STARS for a job well done.

Professional from start to finish and very knowledgeable on loan options for VA loans. I was extremely pleased with the process and would love to give them higher than 5 stars. I have dealt with other companies that were not as professional, concise and detailed. I would highly recommend using this company for your financing needs. Simply Awesome!

I worked With Karsten Johnson with the process of refinancing my home and couldn’t be more pleased with my experience. He helped me get all the documents I needed and explained everything that was going on step by step. It was fast and easy. I highly recommend.

Very good experience from start to finish. Nathan and his team and Bo were very patient and professional in explaining the loan process. We felt very confident that we had made the right decision in choosing Intercap Lending to meet our financial needs. Thanks!!

Very good experience from start to finish. Nathan and Bo was very patience and professional in explaining the loan process at each step. They made us feel very confident we had chosen the right lender! Thanks!

Excellent service from the team. From start to finish the team the team's communication was great. Very professional and easy to talk to. I never had any issues getting in touch with someone to answer my questions. You definitely got the impression that they had your best interest in mind. My family and I are very thankful!

I just got my mortgage loan with yuou guys, My first payment is on February the first 2018, and before I even sent in my first payment you sold my account to another company. You guys suck. Never again with Intercap lending. If pe me ask me I will tell them about it.

Very professional and responsive Really worked hard in my best interest Great communication and follow through to get things done on time without any concerns I would highly recommend them

Matt Barrett is the absolute best. He is professional, efficient and fast. His team is also amazing, helpful and friendly. He helped us bought our first home, and refinance. Both experiences we’re great. We recommend him highly.

I was really impressed with the service. Very professional and they explained every procedure. I never felt like I was just another number... they took very good care of me. I would highly recommend them to my friends.

Anika Pendleton was recommended by my realtor, Brain Clark. I had two lenders I was choosing from, and Intercap won for a lot of reasons. In short Anika came highly recommended and she was worth it all. Her professional experience and cooperation to details made it a pleasure to do business with Intercap Lending. I will be proud to recommend Anika and Intercap.

Mr. Matt Barrett is the absolute best. He helped us bought our first home. He helped us refinance. His professionalism and hard work is just the best. His team is also amazing, the ladies are helpful, quick and also friendly. We thank you so much for all that you do. Sincerely, from the Delacruz family.

The payoff amounts for the loans to be paid off with the equity from the house did match the actual pay off amount. This caused me a huge headache. Also the checks were sent to my home address for me to forward to the lenders. This was not explained to me it was not expected I thought intercap lending was going to send the pay off amounts directly to the lenders. I was finally able to finish what I thought was going to be done by Intercap lending. If this was done like I thought it was going to be done it would have gone smoother.

Talked with a person or salesmen who said we could get a better mortage we did sign on got a good deal but before we could make the first payment they sold our home to another company which raised our home price 7.000 dollars more.DO NOT TRUST THEM!!!

After reviewing multiple offers for my VA IRRL, I chose to go with Intercap and STAY a happy client. Intercap actually contacted me with a terrific offer and with all the fast, friendly, professional assistance we got it done. Very happy client. Highly recommend these guys!

It was such a pleasure working with Brittany Black! She was very patient with me and answered any and all questions I had in a way I could understand clearly. Everyone I worked with at Intercap Lending was extremely kind and very helpful!

We refinanced with Intercap Lending to save money and our new mortgage pmt. saved us $300. They were very patient with me in explanations when it came to sending in documents and made this transition easy. I will definitely recommend them to my friends!

Incredibly smooth process! Intercap reduced our interest rate by over 2% only after owning our home for 5 months! Outstanding staff! Always available for questions even on weekends and nights! Awesome awesome awesome!!!

Intercap Lending is a legitimate business. I have nothing but praise for for them. They were true to everything they said and made my refinancing very easy. I felt no pressure whatsoever. The only negative aspect was the perpetual solicitations for mortgage insurance after I closed with them.

It has taken forever to get the checks I need to pay off my credit cards . Also because one of the payoffs is less I need to know if I am given a check for the difference or if I get a reduction on the loan amount? Also the person who originated the loan made many mistakes.

After our loan was approved we asked our mortgage officer if we could drop the hurricane insurance and he said yes. We sent him the paperwork that required to be signed by the lender and Intercap confirmed that it was recieved and would be forwarded for signature. After two more follow up emails we reviewed a letter saying that our loan had been sold and will be serviced by DMI. To date we have not received an answer from Intercap.

Our loan officer through Intercap Lending was thorough, kind, and went above and beyond in her work to help us secure a loan. She was available at all hours of the day so we could secure a quick offer. She checked rates often and was in contact regularly. I highly recommend Intercap Lending for purchasing a home.

At every turn in this process, the team at Intercap has made this transaction easy, understandable, and especially worked to close at a time of year when so many other priorities tend to pull at their time. I especially want to thank Randy, Halee, Bradford, Sadie, and Joseph. What a great team. God's blessings to each of you and a very Merry Christmas.

VA 3/1ARM Refi it will take 6 yrs to even match the payment i had and thats on a worst case scenario. Terry Spinks, Bradford Gandy, Ryan Licau, Stacy Wood, Katie Draschil, and anyone else I might have missed i tried to include everyone involved with my loan . Ok I think I listed everyone I had some kind of contact with. All I can say is what a team!!!!! You made the process smooth and fast. 5 Stars Guys Thx. I had just purchased my house (literally) I purchased in mid September then made my November payment and I received some advertisement in the mail from Intercap Lending. Well i called expecting to be told I have not owned my house long enough. I was in contact a lot with Terry and he informed me that was not an issue. So since this was a stream line refi minimal docs to send in. (i mean seriously the process to buy the house originally was so irritating I almost backed out and was willing to forfeit my earnest money) but this process with Intercap Lending was like heaven didn't raise blood pressure, wasn't asked every 5 mins to send in more docs, etc... Anyways everyone kept me in the loop and from what I could see that even when someone was out of the office someone else could help me. enough rambling. Thank you guys for (A Christmas present to my family) making my new mortgage pymnt(a few dollars less than previous)* and the timing was perfect so I didn't have to make a mtg payment for 2 months December and January (more money for Christmas). A merry Christmas to all of you and your families from The Patrick Family. * These are my personal results. Anyone else may have different results.

Terry Spinks, Bradford Gandy, Ryan Licau, Stacy Wood, Katie Draschil . Ok I think I listed everyone I had some kind of contact with. All I can say is what a team!!!!! made the process smooth and fast. 5 Stars Guys Thx

Team Mandy really made it happen! The loan qualification and closing process was very efficient and any questions I had were answered same day. From start to finish, we were able to close in less than 30 days! Great teamwork!