Intercap Lending Inc. Reviews

As first time homebuyers, it can be confusing. Thom walked us through the whole process. He also got back to me or my husband in a timely manner. I would highly recommend him to anyone!!!!!

As first time homebuyers, it can be confusing. Thom walked us through the whole process. He also got back to me or my husband in a timely manner. I would highly recommend him to anyone!!!!!

Working with Matt and the team at Intercap was a terrific experience. They worked seamlessly with the builder (Rainey Homes) and were able to successfully work through a variety of unique challenges to fund the purchase of a new construction home on time.

Intercap was great throughout the whole process and easy to work with. Specifically, Nikki and Amy were a pleasure to work with even when we were having issues with timing and having to change things on the fly due to delays with construction. It was my first time trying to get a home loan and they always made me feel super comfortable and promptly answered any questions I had for them.

As a first time home buyer I had no idea where to start. Marsha Justice made the whole process easy. She was so understanding and explained things in detail. Marsha was always there to answer anyquestions or concerns I had! Thank you Marsha and Intercap Lending for making buying my first house a great experience.

Eric and Tyler made the whole process smoother and easier than I expected. We follow Dave Ramsey and he always says go with companies and people that have "the heart of a teacher" and Tyler is just like that! Anytime I had a question he would explain things and break it down so I could easily understand. They knew we were on a time crunch to get into a home of our own and they made it happen. I would 100% recommend Intercap Lending and I will definitely use them again if we move homes again.

Fantastic group of people to work with! Matt and Annika were on time with everything that was needed on their side. They had me ready for funding at the earliest possible time, would love to work with them again in the future!

Kim and Betty are amazing!!! They are very knowledgeable and communicated with me throughout the whole process. They had my best interest in mind and got the best loan for my needs.

Do you need a loan if yes, We Offer LOANS from $2,500.00 Min. to $500,000,000.00 Max.at 2% interest rate.We are certified and trustworthy. we can help you with financial help get back to us via email below (desmondloaninverstment@hotmail.com) with this INFORMATION BELOW . Applicant Name Age: Sex: City: State: Country: Address: Occupation: Monthly Income Mobile Duration of loan: Loan Amount Needed Please Note:All replies should be forwarded to the Company's Email: desmondloaninverstment@hotmail.com Regards, Mr Desmond Lee.

If I would have asked my loan officer Steve Carter for a Quarter Pounder with cheese, no pickles and extra Ketchup, and a pre-qualification letter on a Sunday morning at 3AM, I'm confident that he would have delivered. That's a roundabout way of saying that Steve was ON TOP of things throughout my whole home buying experience. If I ever had a question -\-\ and I had many -\-\ Steve would reply within minutes via a quick email, phone call, or text. I started to wonder if the guy ever sleeps, so I put together a plan to find out. But we closed so quickly on my new house (a few days early, thanks to Steve) that I could never test my midnight-Quarter-Pounder-ordering hypothesis. Jokes aside, this was my first time buying a home, so I had no clue what to expect. I relied heavily on Steve and his team at Intercap Lending to hold my hand through the whole lending process. From pre-approval, to approval, to actually signing to buy the home, Steve made it a top-tier experience. My favorite part? I was able to buy the house without a bunch of unnecessary in person meetings or phone calls -\-\ in fact, there were no meetings and only a couple of calls. I was able to sign all of the paperwork digitally and send my info through their online portal and mobile app. Thanks Steve & Intercap Lending for a great home buying experience. Loving my new house.

David Johnson is to be commended for his remarkable success processing my mortgage loan. He went all the way in the 11th hour when other people might have given up. He is a great asset to Intercap Lending. Salute!!

Phenomenal first time home buying experience with Steve Carter and his team at Intercap Lending. Quick approval, constant communication and updates, and I was even able to close a few days early thanks to them!

I had received my mom's house after she had passed away and I needed to refinance it so that it was in my name. I have never had to do this before so I didn't know the steps or the processes. Amy Blauser is the lender that I worked with and she was amazing and walked me through every step that I needed to go through to get this taken care of. There was enough equity in the home that I was able to pay off the house and put the house in my name and pay off my car and a couple other debts. I will definitely be recommending Amy and intercap lending to people in the future.

Terri is amazing to work with. She helped me so much and bent over backwards to make sure I got the best rates, the best loan, and the most satisfaction out of my experiences with her. I will go back to her every time and recommend her to everyone I meet.

Thom was amazing!!! He took the time to explain everything to us, was always easy to reach, and very patient! We are first time home buyers and he walked us through the process the entire time we were in escrow. He explained every penny being spent and did everything within his capacity to get us our home. Would highly recommend for first time buyers. By the time I finished purchasing my house I felt well educated and confident in my purchase!!!

Thom was amazing!!! He took the time to explain everything to us, was always easy to reach, and very patient! We are first time home buyers and he walked us through the process the entire time we were in escrow. He explained every penny being spent and did everything within his capacity to get us our home. Would highly recommend for first time buyers. By the time I finished purchasing my house I felt well educated and confident in my purchase!!!

This is a quality lending Institution. I just completed my second refinance with intercap Lending with no issues. my man Steve was my loan officer and he did a crack job. Very clear communication, expectations, and a great rate. Thank you ladies and gentlemen

When I started the loan process, I did know anything about this Subject. I visited Alicia and she spent a couple of hours to explain clearly each item, how the stuff works, the whole process. Intercap is always ready to help and offer the best.

Burt Hoagland was so pleasant to work with. He found the loan that fit our situation best. He patiently walked us through everything and helped us understand all things. He was very prompt in getting our loan through. He came to our home to get the paperwork done. He was at the closing to help us through it.We felt like we had a new friend through the whole process. He even gave us a lovely house warming gift.I would rate our whole experience as 10 out of10.Thanks Burt!

I had a great experience with Intercap Lending. They are very professional and provide excellent service, keeping me updated every step of the way. I would highly recommend them to anyone who needs a mortgage.

Intercap, and our agent Brian K, has been excellent in helping us along the way. We had to be pre approved through another lender for our home builder and that was a horrible process but for our actual loan we decided to go through Intercap and highly recommend them!!

Fastest and most accommodating lender we’ve ever been with! Completely upfront and open to answer any questions, making the whole process simple and smooth! I recommend them!

Justin Acheson helped me get into my house fast and had no surprises. while I was shopping for a home, he wasn't pushy at all. he was more concerned about getting me into a house that was right for me, rather than just getting the sale.

The service that we received from Burt and Intercap was amazing. Our self-employment made for a somewhat complex loan that other loan officers didn't take the time to understand. Burt not only took the time, but provided us with multiple options that we were able to choose from. He was very responsive with communication and kept us in the loop with any details that we needed to be aware of. Best loan closing experience we've ever had. I would highly recommend to anyone looking.

I recently refinanced my home with Intercap. My experience was great. Everyone with the Intercap team was helpful, patient and personable throughout this process. Excellent experience!

we had a great experience with Intercap Lending. Eric and Tyler always communicated and worked extremely hard on our behalf. We highly recommend them if you need a loan or looking to purchase a home

A pleasure to work with Matt Atkinson and his team. Very quick to respond to any questions and a smooth process from beginning to end. Would highly recommend utilizing this team for your next mortgage.

It’s official I’m a first time home owner... It could not have been done without Intercap’s help.. I worked with Trish and Billy who both went over and beyond.. I would recommend this company ten fold... thank you thank you thank you!

This was my first time buying a home and really had no idea where to start. Terri and her team walked me through all my options, kept me informed at every step, and made the whole process quick and painless. Terri is awesome and I am 100% satisfied!!

I used Intercap Lending to help me on my journey of purchasing a new home! They walked me through the process and made everything as easy as possible and were so helpful to me!

Our experience with Intercap lending and highs and lows. The best part about Intercap was their ability to quickly process the loan and get us into our home. Additionally, the team we worked with was very helpful most of the time. This is why I am giving them 3-stars. However, two things unfortunately made our experience unlikely to use Intercap again. First, the rates we were given were higher than competitors. When I presented our loan officer with lower rates from competitors, he would not look into the rates of the companies that I presented him with. Rather, he looked into different companies who had similar rates as intercap (just as high) than the names that I provided. This made it so that we could not negotiate our rate with intercap. Second, when I was told by my senior loan officer the price to buy-down points, he gave me a number that was $1,250 less than what it would actually cost. He did not tell me that he had made a mistake until I was on my way to sign the closing documents, and therefore, it was too late to change anything so I was forced to take the $1,250 hit. As a result, I would not recommend using intercap lending.

Cole was effective at getting the job done! We didn't think we could even afford a home until we reached out to Cole. He was knowledgeable and made sure we were educated on the options available to us. He took careful consideration to assure us that we were getting the best deal we possibly could! Processing and underwriting were prompt and the entire lending application went smoothly. Incredible work!

OMG this company is great at first i was going to hang up on Dustin really didn’t want to hear what he had to say because my mind was on a Veterans loan officer and I knew or I thought I knew I needed to have a higher score to use my VA loan but when, Dustin started to talk and he pulled my confidence in what this company had to offer I was hooked. We talked around the middle of July and I closed the end of August. Thanks Dustin, Michael and his team. I’m a happy Veteran.

I can't even really think of the words to express how awesome our experience with our Intercap team was! They made the process feel so effortless, kept me updated throughout the process, and really shared in the excitement we were feeling about buying our next home. I will wholeheartedly recommend Eric + team to ANYONE looking for an awesome mortgage experience.

I worked with Beau and had a great experience. He was professional, fast, responded quickly, polite, and knowledgeable. The loan process went smoothly and he explained the details of every step and was able to set me up with a notary since I wasn't located at the house on the purchase date. He broke down my different funding options and explained the pros and cons of each option. I highly recommend him if you want somebody you can trust to take care of your personal interests and ensure you won't be worried about the funding process.

I has the opportunity to work with Beau. This was my first time purchasing a home and he was able to answer all the questions I had. He truly cared that I received all of the information I needed to be successful. I highly recommend working with Intercap, especially with Beau.

I was able to work with Stephanie, Matt, and Zack (mostly out of the Orem office) It was a dream working with them. Stephanie helped me feel extremely confident in what I was doing and she always made time for me. I would 100% recommend using intercap to everyone I know!

I had a great experience with Braxton and Ryan, they always got back to me quickly, very professional and helpful. I would recommend them. This experience was very quick Thank you

We had the best loan officer. She not only handled our loan, but she made sure TWO other loans went through to get us where we needed to be. She worked tirelessly and kept us in the loop (as much as we needed to be!). Thanks Terri, you're awesome!

Matt Barrett and the team at Intercap lending are great to work with and super pro active. Their rates are highly competitive, and Matt communicates really clearly and frequently which is much appreciated when you are shopping for a home!

My wife and I couldn’t have asked for a better experience than we had with Beau. There was a late payment posted on my credit report DAYS before we were needing to get approved. Beau talked me through my options and literally pulled off a miracle to get my wife and I qualified. If you’re looking for a loan officer, look no further! Beau is your guy. My wife and I can’t thank him enough.

Just want to thanks to Braxton and Ryan. They both are professionals at there jobs! Both were easy to talk to and they explained all my questions and concerns completely. Was an effortless experience with these guys. They know there job. Very impressive! I would recommend Intercap to anyone that is looking for a home loan. Kudos guy's! Thank you for all your help. John H Smith

It was absolutely wonderful working with Intercap Lending. Eric and Tyler were so kind and easy to work with. They worked quickly and made us feel like we were a top priority in their days. They gave us a good rate and helped steer us to a better/cheaper home insurance option. Couldn’t have asked for anything better!

Tyler and rest of his crew are awesome!! We were in a huge pickle with another lender , Security national Mtg. They lied to us , kept us in the dark and cost us thousands. Ty (Intercap) stepped up and got us a great loan, considering our circumstance. They keep in contact with you during the whole process. They also have a great app where you can contact them, upload your documents and watch the progress of your loan. You won’t regret using their services.

This is my second time using a lender and wow what a difference it makes to have one that knows what their doing! Stacie and Morgan were on top of things from the beginning and always kept us informed. Any time I had a question or needed something they were always available. Can’t say enough about how great they were to work with!!

Matt and Anika in the Cottonwood Heights Office were fantastic to work with. I had a challenging situation, in the process of retiring from CA to UtH, and there were many things to work through and we had a narrow window in which to get it done. They were very responsive and powered their way through, with tremendous patience and a great demeanor. I would recommend them to anyone moving out of CA to Utah, Arizona or Idaho.

I was apprehensive about buying a home. Where do I go for help? How does this process work? I was guided by MY Realtor how to get started. I seen Brandon Williams name. I spoke with him, first. He made me feel comfortable. He answered all my "first timer" questions. He made me feel confident with every step needed to getting a loan to purchase my first home. With, Brandons assistance everything came together faster than i expected. I appreciate everthing Brandon Williams and Intercap Lending has done for me and my family. I will RECOMMEND Intercap Lending, at every opportunity I find. Thank You to EVERYONE at Intercap Lending. Sincerely, R. Fuentes

Our experience with Intercap Lending as been amazing. Brittany Black and her team did an outstanding job with our refinance!! She always keep us in the loop, answered any questions I had quickly, and was very patient and professional. Brittany also let us decide on closing day and time. We definitely will be using Brittany and Intercap again!! Special thanks again to Brittany and everyone else that helped!!

I had such a good experience here , Cole and Andrea were beyond helpful. Especially with my crazy case. They made the process less stressful and explained everything throughout the entire process. I highly recommend anyone to work with this company .

Stacie Marchessault and Morgan Milton are two of the most amazing lenders you could ever ask for. They both put their client's needs first, and make the loan process so easy and they actually make it really fun. I call these two my dream team. I just closed on my second property with Stacie and Morgan, and I will never buy a house without them on my side. I really wish I could give more than 5 stars because their service was that outstanding. As far as Intercap, I really enjoy the online payment system. It is easy to use, and I have not had any problems with it thus far. All in all, I highly recommend Stacie and Morgan.

I could not have been happier with the experience I had with Eric, Tyler, and the other people at Intercap. They handled all the details of my loan efficiently and quickly and made it easy for me to get financing for my purchase without much trouble. I would absolutely use them again if I bought another property!

Stacie Marchessault and Morgan Milton are two of the most amazing lenders you could ever ask for. They both put their client's needs first, and make the loan process so easy and they actually make it really fun. I call these two my dream team. I just closed on my second property with Stacie and Morgan, and I will never buy a house without them on my side. I really wish I could give more than 5 stars because their service was that outstanding. As far as Intercap, I really enjoy the online payment system. It is easy to use, and I have not had any problems with it thus far. All in all, I highly recommend Stacie and Morgan.

My experience was great, SUPER HELPFUL STAFF, real informative, walked me right through all of my paperwork explaining every detail from start to finish. Actually felt like they wer my friends from way back, comfortable. Thank you Intercap Lending, thanks.

Worked with Stephanie and her team in the orem branch. We hit some speed bumps and they helped us over them with a calm and collected response, making us feel more reassured about the situation. Highly recommend Stephanie!

I was apprehensive about buying a home. Where do I go for help? How does this process work? I was guided by MY Realtor how to get started. I seen Brandon Williams name. I spoke with him, first. He made me feel comfortable. He answered all my "first timer" questions. He made me feel confident with every step needed to getting a loan to purchase my first home. With, Brandons assistance everything came together faster than i expected. I appreciate everthing Brandon Williams and Intercap Lending has done for me and my family. I will RECOMMEND Intercap Lending, at every opportunity I find. Thank You to EVERYONE at Intercap Lending. Sincerely, R. Fuentes

I worked with Brittany and her team. She was very responsive and very thorough. She helped me over the months to qualify for the best loan at the best amount for my budget. I highly recommend her services and all those at intercap!

They did a fantastic job! Our loan process was smooth and they answered all of our questions quickly. We will definitely work with Jim and his team if we purchase another home in the future.

We worked with Cole Butcher and he was on top of the lending process from day one. From the first moment I spoke with him I knew he cared about our needs and began working with us immediately to get the loan process going so we could get pre-approved in record time. He understood our need to close quickly and worked diligently every day and was always on top of things. Cole is dedicated, very knowledgeable and a true professional but most of all he is a joy to work with. Thank you, Cole, for your tireless effort in helping us realize our dream!

Jim and his Assistant, Amy, were so tenacious and are very experienced. You will get definitve answers and they will try every avenue to get the deal done. I am so grateful to these guys and Gina Brown, my realtor.

For a life event that is often rated as one of the most stressful Ty Theobald and his team made this almost easy. We were able to complete this transaction even with me being Active Duty Army 2100 miles away and on the Army’s busy schedule. I now own my retirement home and cannot wait to build family memories there.

Eric Simonson and Tyler Anderson were fantastic to work with. After giving me a pre-approval, I shopped around and decided to go with another lender with a slightly lower rate. Working with a big bank was an absolute nightmare - despite giving them every piece of documentation requested, they mismanaged, lied, and bullied their way through the process caring only about their bottom line. When the whole deal was about to fall through, Intercap swept in at the last minute and got the deal done in 5 business days. I owe them way more than I would have ended up saving by going for the lowest rates. As a first time home buyer, it can be tempting to search for every penny you can save, but I literally cannot put a price on the service I received from Intercap and cannot recommend them enough. It's hard to understand that value until you see the other side of the fence, but calling Eric was one of the best decisions we made.

Thom was amazing to work with. He was genuine, caring, and always helpful. My loan was not an easy one but he managed to solve each problem as it arose and get it done. He always responded quickly when I contacted him, was available weekends if I needed him, and even was there when I to calm me down when I was overwhelmed by it all. I really cannot day enough good things about Intercap and particularly the people I worked with, especially Thomas Koger. I am so thankful for all of their help.

I worked with Billy Schuler and his team on my recent home purchase and hands down, the best team I have ever worked with. Billy is an absolute professional and made my home buying process a breeze. Both Billy and his team were responsive, pro-active and patient with my never ending questions. I am more than impressed!! Billy Schuler will be my only go-to on future purchases.

My experience with Intercap could not have been any better. My contact person was Thomas Koger and he was so helpful, genuine, and actually cared about me and my family and getting us into a home. We had a lot of things come up with the loan but Thom and Pete and the rest of the people from Intercap did everything they could to help us over come those each time. I cannot say enough good things about this company and particularly the people that I worked with.

Thom was amazing to work with. He was genuine, caring, and always helpful. My loan was not an easy one but he managed to solve each problem as it arose and get it done. He always responded quickly when I contacted him, was available weekends if I needed him, and even was there when I to calm me down when I was overwhelmed by it all. I really cannot day enough good things about Intercap and particularly the people I worked with, especially Thomas Koger. I am so thankful for all of their help.

We have done several refinances as well as original mortgages with InterCap and Matt Atkinson‘s team. Can’t rate them highly enough (6 of 5 stars). Excellent customer support, above and beyond at finding appropriate mortgage packages, and easy to work with. They have saved us tens of thousands of dollars in closing costs and long-term financing.

I worked with Steve Carter and it was by far my best experience with a lender. Steve was always on top of everything and was in constant contact with me and my builder to make sure everything was moving along great and he was always super helpful. There was one point in the process where we hit a little bit of a speed bump and not only did Steve help us get over it, he stayed until 8pm on a Friday making sure that he had the paperwork and information ready from a third party we were working with. Would definitely recommend Intercap, and especially Steve, to anyone looking for a good mortgage process.

I’ve worked with Matt and Anika twice on home loans and they are amazing. They respond quickly and are so easy to work with. I love with stress free process and I use the Intercap App for most of the loan process. I recommend them to everyone!

Megan Andrews is the best in the business. She never over promises and she always delivers the best service and the best rate possible at the best terms. We had a really difficult deal and had to close in a very short period of time and we were ready to close right on time.

Megan Andrews is the best in the business. She never over promises and she always delivers the best service and the best rate possible at the best terms. We had a really difficult deal and had to close in a very short period of time and we were ready to close right on time.

We worked with Matt and his team and they were amazing! Buying a home is never an easy process but their experience showed all the way through the entire buying experience. Whenever we had questions they always had or got me an answer right away. The confidence this team had in their knowledge was awesome! Thank you Matt and Anika and everyone behind the scenes that made all of this possible for me and my family!

My wife and I had the pleasure of working with Mr. Nathan Blair and Mr. Zak Ziegler. We were first time home buyers and had heard all the horror stories of what could go wrong, needless to say we were nervous the whole way. Both guys did a very good job of keeping us informed of what was going on. They worked really well with our real estate agent( who also says that the guys are awesome ), they processed everything fast and we were able to close a couple days early. So a special thanks to Mr. Blair, Mr. Ziegler and the whole intercap lending team, we are thankful for everything that you guys were able to do for my wife and I we greatly appreciate it.

We worked with Matt and his team and they were amazing! Buying a home is never an easy process but their experience showed all the way through the entire buying experience. Whenever we had questions they always had or got me an answer right away. The confidence this team had in their knowledge was awesome! Thank you Matt and Anika and everyone behind the scenes that made all of this possible for me and my family!

My wife and I had the pleasure of working with Mr. Nathan Blair and Mr. Zak Ziegler. We were first time home buyers and had heard all the horror stories of what could go wrong, needless to say we were nervous the whole way. Both guys did a very good job of keeping us informed of what was going on. They worked really well with our real estate agent( who also says that the guys are awesome ), they processed everything fast and we were able to close a couple days early. So a special thanks to Mr. Blair, Mr. Ziegler and the whole intercap lending team, we are thankful for everything that you guys were able to do for my wife and I we greatly appreciate it.

Matt Barrett and Anika Pendleton were amazing! I told them what we wanted, and they told us what we needed to get it. They were very upfront with us and said you will need to provide ‘xyz’, and you will need to do ‘xyz’ in order to secure this loan. The whole process was extremely streamlined and fast!! I walked into Matt’s office on 4/27, went under contract on 5/9 and then closed on 5/29. From contract to closing in only 20 days! Most of this time was buyer due diligence. After closing, he even gave us a nice gift. � If you’re a first time home buyer, I especially urge you to contact Matt Barrett at Intercap. Thanks guys!

I have obtained at least six mortgages in my lifetime, and Intercap is the best I have ever worked with! Stacie and Morgan make an amazing team. They are genuinely nice, super smart, talented professionals with consistent attention to the tiniest details...plus, they got us a great rate!!

The Alli Bills team was awesome. They were up front with us about all aspects of the loan process and were able to answer all of our questions. Thanks Alli, Brylee, Amber, and Andrea. We will come back if we have another loan need in the future.

Team Mandi took such great care of us. As a first time homebuyer, they explained everything in detail and I wasn’t nervous at all. We were able to close on our house in a quick timeframe. Mandi was always available for questions and made sure I knew I could reach her anytime. Such a great experience!

My husband and I worked with Steve Carter on our mortgage. He was AMAZING! He was always explaining things to us in a way that we could understand, and was very prompt with answering any questions we may have. I could email him at 7:00 at night and usually get a response within a few hours. This was the second time we have bought a home and there was NO comparison between Intercap and our previous mortgage company. I will be referring everyone to Intercap Lending for sure.

Our experience with Braxton Young and Intercap Lending was better than I could have hoped for. From the quoting process all the way through closing, Braxton made sure we knew what was needed and what was coming up next. Braxton provided multiple quotes with varying points and terms to help us decide the best fit for our plans. He went the extra mile to make sure we were getting the best deal possible and beat all the competition. Communication through the process was excellent, Braxton even surprised me with some late night and weekend responses! I always knew he was on top of things and that financing would not be an issue in getting the deal done. I can highly recommend Braxton Young and Intercap Lending!

Intercap is so wonderful!! Being a first time home buyer for both me and my husband, we were so clueless! They held our hands and walked us through everything so well! I am blown away at how efficient they were and how quickly they got this whole process done! We closed on our house in 15 days and I can't believe how quick they did everything! They were so nice and helpful. Go to Intercap!!

Intercap was amazing! As a first time home buyer, it can seem so overwhelming. But Blake, Ty, and Kylee at Intercap took care of us so well! I will be telling everyone about them and the great work they did. They were fast, efficient, and so nice! Thanks again for helping my husband and I start this next adventure!

My experience about my loan process was great. I want give my gratitude to my loan officer, Mr Fernando Lara, who was paciente with us no matter our stress into the process, If I applie one day again for other loan mortgage we will be fine in his hands. I appreciate the professionalism and the hours dedicated to us. Just said thank you again.