We are required by law to list the following licensing information.

Intercap Lending is an approved FHA & VA lender. Toll Free: (866)644-1046, loans@intercaplending.com.  Intercap Lending Inc., is not an agency of the federal government.

Intercap Lending Inc., 910 East 6600 South, Salt Lake City, UT 84121.  Approved by the  Department of Housing and Urban Development as a Direct Endorsement Lender I.D. # 3213-309-992, Alabama Consumer Credit License – 21763; Alaska Mortgage Broker/Lender License – AK190465; Alaska Mortgage Broker/Lender License – Other Trade Name #1 – AK190465-1; Arizona Mortgage Banker License – BK-0927464; Arkansas Combination Mortgage Banker–Broker–Servicer License – 105634; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act License – 4131105; Colorado Mortgage Company Registration Regulated by the Division of Real Estate. If you have questions regarding taxes or tax deductions, please consult a tax professional; Connecticut Mortgage Lender License – ML-190465; Connecticut Mortgage Servicer License – MS-190465; District of Columbia Mortgage Lender License – MLB190465; Florida Mortgage Lender Servicer License – MLD830; Georgia Mortgage Lender License– 37328; Hawaii Mortgage Servicer License – MS196; Idaho Mortgage Broker/Lender License – MBL-9291; Illinois Residential Mortgage License – MB.6761012 – Department of Financial and Professional Regulation, 555 W Monroe Street, Suite 500, Chicago, IL 60661, 888-473-4858; Indiana – DFI Mortgage Lending License – 18244; Iowa Mortgage Banker License – 2023-0152; Kansas Mortgage Company License – MC.0025176; Kentucky Mortgage Company License – MC94282; Louisiana Residential Mortgage Lending License; Maine Supervised Lender License; Maryland Mortgage Lender License – 190465; Michigan 1st Mortgage Broker/Lender/Servicer Registrant – FR0020504; Minnesota Residential Mortgage Originator License – MN-MO-190465; Minnesota Residential Mortgage Originator License Other Trade Name #1 – MN-MO-190465.1; Montana Mortgage Lender License – 190465; Montana Mortgage Servicer License – 190465; Nebraska Mortgage Banker License; Nebraska Mortgage Banker License – Other Trade Name #2; Nevada Mortgage Company License –NMC-103202; Nevada Supplemental Mortgage Servicer License – NSMC-103203; New Hampshire Mortgage Banker License – 190465MB; New Jersey Licensed by the N.J. Department of Banking and Insurance – Residential Mortgage Lender License; New Jersey RMLA–Licensed Mortgage Servicer Registration; New Mexico Mortgage Loan Company License; North Carolina Mortgage Lender License – L-150561; Ohio Residential Mortgage Lending Act Certificate of Registration – RM.850211.000; Oklahoma Mortgage Lender License – ML010840; Oklahoma Lender Name Registration Other Trade Name #1 – LNR15015; Oklahoma Lender Name Registration Other Trade Name #2 – LNR15761; Oregon Mortgage Lending License – ML-5142; Oregon Mortgage Servicer License – MS-33; Pennsylvania Mortgage Lender License – 59797; Pennsylvania Mortgage Servicer License – 79848; Rhode Island Lender License – 20143000LL; South Carolina – BFI Mortgage Lender/Servicer License – MLS-190465; South Dakota Mortgage Lender License –190465.ML; Tennessee Mortgage License – 190465; Texas – SML Mortgage Banker Registration; Utah-DFI Consumer Credit Notification; Utah – DFI Residential First Mortgage Notification; Utah – DRE Mortgage Entity License – 10160760; Virginia Lender License – MC-5784; Washington Consumer Loan Company License – CL-190465; West Virginia Mortgage Lender License – ML-32872; Wisconsin Mortgage Banker License – 190465BA; Wyoming Consumer Lender License – CL-4957; Wyoming Mortgage Lender/Broker License – 2977.  AGENCY APPROVALS: FNMA – #171430002 / FHLMC – #124731 / FHA – #3213309992 / GNMA #2454 / VA 955023-00-00 / NMLS ID # 190465 – NMLS consumer access: http://www.nmlsconsumeraccess.org.  If you have any questions about licensing please contact our Compliance Manager by email to sluke@intercaplending.com or call 888-643-2133 ext. 330.

Pursuant to Texas Finance Code Section 157.0021, you are notified of the following:

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSED IN TEXAS, OR TO FILE A CLAIM AGAINST A RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSED IN TEXAS SHOULD SEND A COMPLETED COMPLAINT FORM OR CLAIM APPLICATION TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING (SML): 2601 N. LAMAR BLVD., SUITE 201, AUSTIN, TEXAS 78705; TEL: 1-877-276-5550. INFORMATION AND FORMS ARE AVAILABLE ON SML’S WEBSITE: SML.TEXAS.GOV.

Rev. 04/20/2026