Elevate Your Living:

Breathe new life into your home with Intercap Lending’s Renovation Loans

Imagine stepping into a kitchen that sparks culinary inspiration, a bathroom that’s your personal spa sanctuary, or a living space that effortlessly blends modern style with cozy comfort. It’s closer than you think with Intercap Lending’s innovative renovation loan programs. Ditch the limitations of credit cards and HELOCs with unpredictable interest rates. We offer tailored financing solutions to breathe new life into your home and elevate your living to a whole new level.

Say Hello to Modern Possibilities:

• Fannie Mae Homestyle: This versatile loan lets you combine a home purchase or refinance with renovation costs, with little as 3% down. It is  perfect for tackling everything from cosmetic upgrades to structural changes. Dream beyond paint swatches – think attaching rooms, story additions or building a free-standing ADU (Accesory Dwelling Unit) or office space that truly reflects your style.
• Freddie Mac CHOICERenovation: Your modern sanctuary awaits. From energy-efficient updates to expanding your living space, this loan empowers your vision. Whether it’s a gourmet kitchen or a home office oasis, it’s all within reach. This option also requires little as 3% down.
• FHA 203(k) Standard & Limited: Breathe new life into your cherished space. This option caters to older or outdated homes, offering both limited and standard versions for projects large and small. Modernize your space with little as 3.5% down and improve accessibility, or simply make it your own – the possibilities are endless. *Completion of unpermitted structures are allowed with Standard 203(k) only.

Why Choose A Renovation Loan? 

• Cost-Effective Foundation: Build your renovation dreams on a solid financial base. Our competitive interest rates put money back in your pocket, leaving you with more resources to invest in the things that truly matter. Escape the high-interest nightmares of credit cards and HELOCs and enjoy peace of mind knowing you’re making a smart financial choice.
• Streamlined Journey, Not Renovation Chaos: Forget juggling multiple loans or credit lines. We streamline the process with a single loan that covers both your home purchase or refinance and your renovation expenses. Take the stress out of the journey and focus on creating the home you’ve always envisioned.
• Adapt to Your Evolving Needs: From sleek kitchens to dedicated homeschool areas, these loans aren’t just about aesthetics. They empower you to adapt your space to your changing life. Create a home that caters to your passions, hobbies, and growing family – the possibilities are endless. Maybe you dream of a sun-drenched home office, a peaceful yoga studio, or even an income-generating ADU – these loans can help you transform your vision into reality.
• Competitive Edge in Your Corner: Rest assured, you’re getting the best possible deal. Intercap Lending’s competitive interest rates make your dream home more affordable than ever, ensuring your budget gets a high five, not a frown.

Don’t settle for outdated spaces. Intercap Lending’s renovation loans are your key to unlocking a home that sparks joy, inspires creativity, and reflects your unique style. Leave the financial woes behind and embrace a journey of transformation. Contact us today and let our expert team guide you towards your modern haven. Your dream home is just a conversation away, give us a call today.