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      910 East 6600 South
      Salt Lake City, UT 84121

      888-643-2133

      NMLS #190465

    • Loan Servicing Office

      5600 Wyoming Boulevard NE, Suite 20
      Albuquerque, NM 87109

      800-658-9371

      NMLS #1199978

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Ask Mike Mortgage Minute

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Oct 2026

Real Estate Agent Commissions

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Fannie mae Retirement Assets for Income

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Freddie Mac Assets for Income Changes

VA Rental Income

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Divorce Buyout Fannie vs Freddie

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Student loans Fannie vs Freddie Explained

2026 VA Appraisal Changes

Gift Funds for Reserves FHA, Fannie & Freddie

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Quorum Bridge Loan

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Fannie vs Freddie Second Homes

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Qualify with Assets No DTI.

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ALIMONY Liability or Reduction of Income

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Part 2 Redwood’s Aspire Expanded Program

Redwood’s Aspire Expanded Program

Stop calling it a Townhome- Condo vs PUD

Fannie’s Temporary Income Guidelines

February 2026

FHA Identity of Interest 85%

Fannie vs Freddie on ADUs The Rules You Need Now

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How to Buy Before You Sell The Secret Mortgage Hack

Fannie Mae How You Beat the 7-Year Foreclosure Rule

Medical Professional 100% LTV

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Thank You From Ask Mike 2025

Fannie Mae Employment-Related Assets as Qualifying Income

Freddie Mac’s Assets-as-Income

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Big News InterCap’s Commercial Department

How to Buy a Multi-Unit Home with Just 5%

FHA’s 3-4 Unit Self-Sufficiency Rental Income Eligibility

DSCR Pricing in OB

Barndominiums Can You Get Financing

How to Buy a Home for Your Parents

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Locate Future Income Guidelines

Calculate Your VA Bonus Entitlement in 2 min.

DTI Buster – Conventional Loan Financed MI

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All loans are subject to credit and underwriting approval. Not all applicants will qualify. We may share customer information with our trusted business partners to assist you with your loan or other mortgage needs. Customers with questions regarding our loan officers and their licensing may visit the Nationwide Mortgage Licensing System & Directory (NMLS) for more information. https://nmlsconsumeraccess.org/

Agency Approvals: FNMA – #171430002 / FHLMC – #124731 / FHA – #3213309992 / GNMA #2454 / VA 955023-00-00

© 2024 All rights reserved. Intercap Lending Inc.
910 East 6600 South, Salt Lake City, UT 84121 | NMLS# 190465
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Buy Down Calculator
This calculator is being provided for educational purposes only. The results are estimates that are based on information you provide and may not reflect available product terms from Intercap Lending Inc. Actual available rates and monthly payment amounts are subject to market fluctuations and will depend on a number of factors, including geography and loan characteristics. The information provided cannot be used to determine eligibility for a specific product or service and is not a commitment to lend.
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