Welcome to the February 2026 marketing newsletter! We’re excited to share the latest updates, highlights, and insights to keep you informed and inspired as we head into another productive month.
Table of Contents
February Campaigns
Each month Marketing sends out on your behalf Total Expert emails to your clients and realtor partners. Be sure to read and review this section and take note of the opt-out deadlines.
Note: This list does not include transactional automations such as Loan Milestone Updates, Post Closing, Customer Intelligence, etc. For a current look at our journeys, click here.
Past Clients – Cash Out Refi
This email will be sent to contacts who funded over 18 months ago, have a 660+ credit score, and have at least a 5% interest rate. Click here for a sample.
Send Date: February 16th
Opt-Out Date: February 6th
Buyers – Medical Advantage
This email will be sent to contacts in Total Expert that were created in the last year, have a “Started” loan status, and are looking to purchase. (This will not go out to any clients currently under contract or recently closed.) Click here for a sample.
Send Date: February 10th
Opt-Out Date: February 6th
Realtors – Medical Advantage
This email will be sent to all buyers agents in Total Expert. Click here for a sample.
Send Date: February 12th
Opt-Out Date: February 6th
Branch Summit Stories
Brigham City
Canyons
Farmington
Phoenix
Pleasant Grove
PNW
San Diego
South Ogden
Calendar
Visit the Corporate Calendar for details on events and trainings.
February Social Posts
Post Date: February 2nd
Platforms: 
Caption:
There is something about home that just feels different. The warmth, the comfort, the peace of knowing it is yours.
If you have been waiting to make the move from renting to owning, this is your sign. Intercap Lending can help you find a loan that fits your goals and gives you a place to truly relax into.
It is warmer here for a reason.
#IntercapLending #HomeLoans #Homeownership #MortgageMadeSimple
Post Date: February 4th
Platforms: 
Caption:
We all have that “someday” dream, the home we picture when we scroll listings or drive through a neighborhood we love.
Let’s make that dream feel real. With the right plan, “someday” can become moving day faster than you think.
#IntercapLending #HomeownershipGoals #MovingDayFeels
Post Date: February 6th
Platforms:
Caption:
Your name belongs on more than just mail. It belongs on a home.
Whether you’re buying your first place or upgrading to something new, there’s a loan that fits your story. Let’s find it together.
#IntercapLending #HomeLoans #MortgageMadeSimple #HomeownershipGoals
Post Date: February 9th
Platforms:
Caption:
The average first-time homebuyer today is 38.
Many people are buying later in life as they focus on building careers, paying off debt, or waiting for the right opportunity. The upside is that experience often means more stability and financial confidence when it is time to buy.
There is no perfect age to become a homeowner. The right time is when it feels right for you.
#IntercapLending #Homeownership #MortgageEducation #FirstTimeBuyer
Post Date: February 11th
Platforms:
Caption:
Every time the Fed meets, the headlines explode. It’s easy to feel like the market is out of your hands.
Here’s the truth: what matters most is what you can control. Your budget, your goals, and your long-term plan.
We’ll help you sort through the noise and find the best path forward, no matter what the Fed says this week.
Post Date: February 13th
Platforms:
Caption:
Buyers are not just asking about rates. They are asking for perspective.
Even in uncertain markets, clarity and strategy make the difference. A thoughtful conversation about affordability, opportunity, and long-term goals can help clients act with confidence, not hesitation.
At Intercap Lending, we believe comfort starts with understanding. Let’s keep guiding our clients toward smart, sustainable decisions in every market.
#IntercapLending #MortgageProfessionals #Leadership #ClientExperience #Homeownership
Post Date: February 14th
Platforms:
Caption:
This Valentine’s Day, we’re celebrating the love that makes a house a home.
Whether it’s your first place or your forever home, we’re grateful to help make those moments possible.
#ValentinesDay #HomeIsWhereTheHeartIs #IntercapLending
Post Date: February 16th
Platforms:
Caption:
Love might be complicated, but buying your first home does not have to be.
At Intercap Lending, we keep it simple, transparent, and stress-free so your first home feels like a happy ending.
Fall in love with a loan experience that puts your heart at ease.
#IntercapLending #HomeLoans #MortgageMadeSimple #GuidingYouHome #FirstHome
Post Date: February 18th
Platforms:
Caption:
Home feels different when it is yours. The quiet mornings, the cozy corners, the moments that make you pause and appreciate where life has brought you.
If you are ready for a place that brings comfort and stability, I am here to help you take that next step with confidence.
#IntercapLending #MortgageMadeSimple
Post Date: February 20th
Platforms:
Caption:
The 30-year fixed mortgage is one of America’s greatest financial advantages. It allows homeowners to lock in their largest expense while income has the potential to grow over time. Helping more buyers understand this advantage is how we turn uncertainty into confidence.
Rent keeps going up, but your mortgage doesn’t have to. Let’s talk about turning rent payments into something that builds toward your future.
Post Date: February 23rd
Platforms:
Caption:
Sunshine meets savings.
With SunStart by Intercap Lending, solar power can help you qualify for more home and lower your monthly energy costs. It is a brighter way to buy.
Ready to see how solar can open the door to homeownership? Let’s talk.
#SunStart #IntercapLending #SustainableHomeownership #SolarSavings #MortgageInnovation
Disclaimer: Available to qualified FHA applicants. Up to 5% of the loan amount may be applied toward down payment or closing costs; actual amount varies by eligibility and program terms. Not a commitment to lend. Consult a tax professional for details regarding tax implications. Utility savings vary by system, usage, and location.
Post Date: February 25th
Platforms:
Caption:
Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum.
Post Date: February 27th
Platforms:
Caption:
The market can feel confusing, but you do not have to figure it out alone. I stay on top of rate trends, housing data, and local changes so you can focus on what really matters: your goals and your budget.
If you want clear guidance without the stress, I am here to help you make sense of it all.
#IntercapLending #MortgageMadeSimple
