Meet Barrett Garner from the Santa Cruz Lending Group
We are happy to welcome Barrett Garner, loan officer with the Santa Cruz Lending Group, to the Intercap Lending team. Barrett is an established member of the group and brings valuable mortgage industry experience to her role. Now, as the Santa Cruz Lending Group is powered by Intercap Lending, we are excited to have Barrett as part of the broader Intercap Lending family.
Get to Know Barrett Garner, Loan Officer
Buying or refinancing a home can come with many questions. Therefore, having an experienced loan officer by your side can make the process feel more manageable. Barrett understands the mortgage industry and brings that experience to the people she serves.
At Intercap Lending, we believe strong lending starts with strong relationships. That means taking time to listen, communicate clearly, and help borrowers understand the path ahead. Barrett’s mortgage experience fits naturally with that people-first approach.
While her work connects her with borrowers and referral partners, Barrett also makes time for the people and activities that matter to her. She enjoys playing softball, camping, and spending time at the beach with her family. These interests reflect the balance of connection, recreation, and family that helps make a community feel like home.
We are glad to have Barrett’s experience and perspective represented on the Intercap Lending team. We also look forward to supporting her continued work with the Santa Cruz Lending Group.
Meet the Santa Cruz Lending Group
The Santa Cruz Lending Group remains focused on the relationships it has built with borrowers, referral partners, and the community. To learn more about the professionals behind the Santa Cruz Lending Group, visit the team page below.
About Intercap Lending
Intercap Lending is a leading independent mortgage lender dedicated to making the home loan process stress-free. Above all, we support that commitment through exceptional service, innovative lending solutions, and local expertise. Intercap holds licenses in 44 states and combines in-house underwriting, processing, and servicing with a people-first culture that empowers both employees and the communities they serve.











