Inflation Shield: Buy Or Refinance For Less
Our Inflation Shield program offers a temporary buydown that can significantly reduce your mortgage payments for the first 1, 2, or 3 years.
So, whether you are looking to buy or refinance, Intercap’s expert loan officers will walk you through all of the options available to you through the Inflation Shield program. This way, you can refinance on your current loan, or get into the place you want now, for less.
This means more money in your pocket each month. Our experienced team of mortgage professionals will guide you through the process, ensuring you get a competitive rate and terms.
With a temporary rate buydown, depending on the program you choose, the first 1, 2 or 3 years of you loan will assessed at a lower interest rate. The buydown is generally paid by the seller or lender depending on the situation.
Contact us today to learn more about Inflation Shield and see how we can help you achieve your homeownership goals!
8 Benefits of Intercap Lending’s Inflation Shield Program
- Lower Monthly Payments: Enjoy reduced monthly mortgage payments during the buydown period, providing immediate financial relief.
- Affordability: A lower rate can make a home more affordable, especially for first-time buyers or those with tight budgets.
- Equity Building: With lower payments, you can allocate more of your monthly budget towards paying down the principal, building equity faster.
- Flexibility: Buydowns can be tailored to your specific needs, offering different lengths of time and rate reduction amounts.
- Potential for Refinancing: Once the buydown period ends, you may be able to refinance your mortgage to lock in a new rate.
- Home Appreciation: Even if interest rates rise after the buydown, your home’s value may appreciate, potentially offsetting the increased costs.
- Strategic Planning: Buydowns can be used strategically to time your mortgage payments with other financial goals, such as retirement savings or college funding.
- Peace of Mind: Knowing you have a lower rate during the initial years of your mortgage can provide peace of mind and financial stability.
