James Varanakis

Loan Officer

NMLS# 474312

Licensed in UT

Old Mill, UT

2750 E Cottonwood Pkwy Suite 660
Cottonwood Heights, UT


Work Number: 801-307-4452

Mobile Number: 801-560-4578

After graduating from Utah State University in 1983, I started my business career in the mining industry. In 1993, I made a career change & joined the mortgage industry as a “Loan Originator”. This move has been my best career choice to date.

Over the past 23 years, I have enjoyed helping more than one thousand clients realize the dream of home ownership. Through my experiences, I have learned what it takes to help each client from application to closing in an efficient & smooth manner. Now, more than ever before, it is critical that your mortgage professional be just that… “professional”. This means returning each call promptly, identifying the correct loan program, offering competitive rates & costs & most importantly, following through on all the details.
I am in this for the long run & intend to have lifelong clients. The biggest compliment someone can give me is repeat business or a referral. The majority of my business is based off of these two things. I want to be your go to mortgage lender. I want to be the person you trust with your home loan & will be sure to earn this role with you, your family & friends. I enjoy working with people & making sure that their home loan helps them achieve their housing “wants” while still maintaining their financial “needs.”

On a personal note, I’ve been married for 34 years to my beautiful wife & business partner, K. I have 2 daughters (Eleni & Nikki), 2 son in laws (Chris & Mario), 2 granddaughters (Ava & Ana), & 1 grandson (Brooks). They are the light of my life & have made me realize why working hard & home ownership are so important.
I enjoy the outdoor life style here in Utah, which includes: golf, skiing, boating, fishing & hunting.

I invite you to take advantage of all that I have learned over the years, & join the many satisfied clients who I have been privileged to work with during my time in the mortgage industry. My team & I look forward to serving you with all of your mortgage needs.

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© 2019 All rights reserved. Intercap Lending Inc.
11781 South Lone Peak Parkway Suite 200, Draper, UT 84020 | NMLS# 190465

We may share customer information with our trusted business partners to assist you with your loan or other mortgage needs. Customers with questions regarding our loan officers and their licensing may visit the Nationwide Mortgage Licensing System & Directory (NMLS) for more information.

Agency Approvals: FNMA – #171430002 / FHLMC – #124731 / FHA – #3213309992 / GNMA #2454 / VA 955023-00-00