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        Purchase Refinance

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      910 East 6600 South
      Salt Lake City, UT 84121

      888-643-2133

      NMLS #190465

    • Loan Servicing Office

      5600 Wyoming Boulevard NE, Suite 20
      Albuquerque, NM 87109

      800-658-9371

      NMLS #1199978

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Reset With a Refi

Ready for a fresh start with your mortgage? Refinancing can help you take control of your finances and better align your loan with your goals.

Refi Benefits When Rates are Low

  • Lower Monthly Payment

    Even a 0.5% reduction in your interest rate can drop your monthly payment significantly.

  • Get Cash Back

    Tapping into home equity can be cashed out to pay down debt, pay for big expenses, or pay for home improvements.

  • Pay Off Your Loan Faster

    Refinance to a shorter 15- or 20-year loan term to pay off your mortgage faster and save significantly on interest over time.

  • Remove excess fees

    Some loans have added fees like mortgage insurance that could be eliminated with a refinance.

  • One mortgage

    If you have a second mortgage or HELOC, you can combine these into one mortgage.

Find out how much you could gain from a refinance.

“Intercap was amazing!! Not only did we save us over $300 month on our re-fi, our loan officer was professional, on top of it and a pleasure to work it!”

– Reviewed by Haley Del Andrae

REQUEST A REFINANCE QUOTE

Contact an Intercap loan officer to find out how low of an interest rate you can get an a home refinance. We offer:

  • No money out of pocket.
  • Streamline refinance.
  • Cash-out refinance.
  • VA refinance.
  • FHA and Conventional loan refinance.
  • 15, 20, and 30 year refinance.

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How much can I afford?

This computes the finance amount, based on income, expenses, credit rating, and other factors.

Use Calculator

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All loans are subject to credit and underwriting approval. Not all applicants will qualify. We may share customer information with our trusted business partners to assist you with your loan or other mortgage needs. Customers with questions regarding our loan officers and their licensing may visit the Nationwide Mortgage Licensing System & Directory (NMLS) for more information. https://nmlsconsumeraccess.org/

Agency Approvals: FNMA – #171430002 / FHLMC – #124731 / FHA – #3213309992 / GNMA #2454 / VA 955023-00-00

© 2024 All rights reserved. Intercap Lending Inc.
910 East 6600 South, Salt Lake City, UT 84121 | NMLS# 190465
Anytime, Anywhere: San Diego Get out of debt Go Debt Free
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Buy Down Calculator
This calculator is being provided for educational purposes only. The results are estimates that are based on information you provide and may not reflect available product terms from Intercap Lending Inc. Actual available rates and monthly payment amounts are subject to market fluctuations and will depend on a number of factors, including geography and loan characteristics. The information provided cannot be used to determine eligibility for a specific product or service and is not a commitment to lend.
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