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    • Corporate Office

      910 East 6600 South
      Salt Lake City, UT 84121

      888-643-2133

      NMLS #190465

    • Loan Servicing Office

      5600 Wyoming Boulevard NE, Suite 20
      Albuquerque, NM 87109

      800-658-9371

      NMLS #1199978

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Ready for a move?

Relocating can be exciting and a little stressful. Whether in-state our out, we can help you make the move to a new home a little easier.

Get pre-approved for a home loan before you move

We have licensed loan officers in nearly every state. We can help you get pre-approved for a loan and close quicker than you may think. Take your pre-approval with you as you shop for homes in your new area and you could move from your current home to your new home without the hassle of extended temporary housing.

Your Intercap Loan Officer can determine if your new home purchase will be contingent on the sale of your current home. The sooner you start the process, the better prepared you will be for your move.

Timing the sell and purchase

Your Intercap loan officer and real estate agent can work together to help you time the sell and purchase of your homes so the transition is smoother. Setup a New Home Transition Appointment with your Intercap loan officer and real estate agent to create your relocation plan.

Turn your current home into an investment property

You may consider turning your current home into an investment property. Since your new home will become your primary residence, you can still take advantage of rates and loan options for primary resident properties. In other words, you can keep your current home as a rental property without having to take out an investment loan. If you find a renter and get a signed rental agreement, your lender may be able to consider 75% or more of the rental income towards your earned income. There are other considerations, so please contact your Intercap loan officer for more information.

John Naccarato Construction Loans

May 26, 2026
https://www.intercaplending.com/wp-content/uploads/2024/04/GMB-New-Construction-1-1.png 1920 1921 Peter Holley https://www.intercaplending.com/wp-content/uploads/2023/10/intercap-logo.png Peter Holley2026-05-26 14:16:092026-05-27 10:44:42John Naccarato Construction Loans

What does home mean to you?

November 12, 2025
https://www.intercaplending.com/wp-content/uploads/2022/10/Website-Preview-Image.jpg 1080 1080 Cody Harrison https://www.intercaplending.com/wp-content/uploads/2023/10/intercap-logo.png Cody Harrison2025-11-12 09:50:282025-11-12 09:52:53What does home mean to you?

Getting Your Home Summer Ready

June 20, 2024
https://www.intercaplending.com/wp-content/uploads/2024/06/Newsletter-Images-June-1.png 1080 1080 Kimber Parkin https://www.intercaplending.com/wp-content/uploads/2023/10/intercap-logo.png Kimber Parkin2024-06-20 19:13:502025-10-20 16:10:43Getting Your Home Summer Ready
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How much can I afford?

This computes the finance amount, based on income, expenses, credit rating, and other factors.

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We may share customer information with our trusted business partners to assist you with your loan or other mortgage needs. Customers with questions regarding our loan officers and their licensing may visit the Nationwide Mortgage Licensing System & Directory (NMLS) for more information. https://nmlsconsumeraccess.org/

Agency Approvals: FNMA – #171430002 / FHLMC – #124731 / FHA – #3213309992 / GNMA #2454 / VA 955023-00-00

© 2024 All rights reserved. Intercap Lending Inc.
910 East 6600 South, Salt Lake City, UT 84121 | NMLS# 190465
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Buy Down Calculator
This calculator is being provided for educational purposes only. The results are estimates that are based on information you provide and may not reflect available product terms from Intercap Lending Inc. Actual available rates and monthly payment amounts are subject to market fluctuations and will depend on a number of factors, including geography and loan characteristics. The information provided cannot be used to determine eligibility for a specific product or service and is not a commitment to lend.
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