Ready for a move?
Relocating can be exciting and a little stressful. Whether in-state our out, we can help you make the move to a new home a little easier.
Get pre-approved for a home loan before you move
We have licensed loan officers in nearly every state. We can help you get pre-approved for a loan and close quicker than you may think. Take your pre-approval with you as you shop for homes in your new area and you could move from your current home to your new home without the hassle of extended temporary housing.
Your Intercap Loan Officer can determine if your new home purchase will be contingent on the sale of your current home. The sooner you start the process, the better prepared you will be for your move.
Timing the sell and purchase
Your Intercap loan officer and real estate agent can work together to help you time the sell and purchase of your homes so the transition is smoother. Setup a New Home Transition Appointment with your Intercap loan officer and real estate agent to create your relocation plan.
Turn your current home into an investment property
You may consider turning your current home into an investment property. Since your new home will become your primary residence, you can still take advantage of rates and loan options for primary resident properties. In other words, you can keep your current home as a rental property without having to take out an investment loan. If you find a renter and get a signed rental agreement, your lender may be able to consider 75% or more of the rental income towards your earned income. There are other considerations, so please contact your Intercap loan officer for more information.