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    • Corporate Office

      910 East 6600 South
      Salt Lake City, UT 84121

      888-643-2133

      NMLS #190465

    • Loan Servicing Office

      5600 Wyoming Boulevard NE, Suite 20
      Albuquerque, NM 87109

      800-658-9371

      NMLS #1199978

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Why Choose Intercap Lending?

Since 1978 we’ve been helping people achieve their homeownership dreams with stress-free, personalized home loans. Here’s 10 Reasons why Intercap Lending may be the mortgage lender for you:

1. We’re a Direct Lender.

With in-house origination, processing, underwriting, funding, and loan servicing. We are masters at our craft who follow agency guidelines to deliver faster closings.

2. We Offer Competitive Rates.

As a direct lender, we cut out the middleman to provide you some of the most competitive rates available.

3. We Offer a Wide Variety of Loan Programs.

Including: FHA, VA, USDA, conventional, and non-conforming loans. Our portfolio also includes specialty programs like 203k, down-payment assistance, reverse mortgages, construction loans, medical professional loans and bank statement loans. We also have strong relationships with numerous jumbo loan programs and other niche lenders and investors.

4. We Take Advantage of Industry-Leading Technology.

We invest in the best systems available to make financing your home faster and easier. From secure online applications to real-time loan tracking, everything is designed to give you confidence and provide the best borrower experiencem all powered by our industry-leading technology.

5. You’ll Receive Personalized Guidance Each Step of the Way.

At Intercap, you’ll work with a dedicated loan officer who listens, understands, and helps meet your specific needs of at every stage of home ownership (first-time buyer, mover-upper, relocator, investor, home finance planner, and down sizer).

6. We Regularly are Clear-to-Close Before Deadlines.

Our proactive process and dedicated team keep your loan moving so you can focus on planning your move, not waiting on paperwork.

7. At Intercap, You’re the Priority.

You’ll never wait on hold, get bounced between departments, or have to repeat your story. Our team is dedicated to clear communication and personal service, keeping you informed and supported every step of the way.

8. We Don’t Waste Your Time.

You’ll only hear from us when it matters. Our communication is clear, timely, and relevant. No spam, no clutter, just helpful updates that keep you informed without overwhelming your inbox.

9. You’re in Trusted Hands.

Our A+ rating from the Better Business Bureau reflects our dedication to transparency, trust, and exceptional service. We take pride in providing a lending experience that puts our borrowers first.
Intercap Lending, Inc. BBB Business Review

10. We’re Committed to our Community.

Our success is built on relationships, that’s why we actively participate in and give back to the neighborhoods and people who make our communities thrive.


Average Customer Rating:

4.96 Stars

Based on 18,491 Customer Reviews

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How much can I afford?

This computes the finance amount, based on income, expenses, credit rating, and other factors.

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All loans are subject to credit and underwriting approval. Not all applicants will qualify. We may share customer information with our trusted business partners to assist you with your loan or other mortgage needs. Customers with questions regarding our loan officers and their licensing may visit the Nationwide Mortgage Licensing System & Directory (NMLS) for more information. https://nmlsconsumeraccess.org/

Agency Approvals: FNMA – #171430002 / FHLMC – #124731 / FHA – #3213309992 / GNMA #2454 / VA 955023-00-00

© 2024 All rights reserved. Intercap Lending Inc.
910 East 6600 South, Salt Lake City, UT 84121 | NMLS# 190465
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Buy Down Calculator
This calculator is being provided for educational purposes only. The results are estimates that are based on information you provide and may not reflect available product terms from Intercap Lending Inc. Actual available rates and monthly payment amounts are subject to market fluctuations and will depend on a number of factors, including geography and loan characteristics. The information provided cannot be used to determine eligibility for a specific product or service and is not a commitment to lend.
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