Why Choose Intercap Lending?
Since 1978 we’ve been helping people achieve their homeownership dreams with stress-free, personalized home loans. Here’s 10 Reasons why Intercap Lending may be the mortgage lender for you:
1. We’re a Direct Lender.
With in-house origination, processing, underwriting, funding, and loan servicing. We are masters at our craft who follow agency guidelines to deliver faster closings.
2. We Offer Competitive Rates.
As a direct lender, we cut out the middleman to provide you some of the most competitive rates available.
3. We Offer a Wide Variety of Loan Programs.
Including: FHA, VA, USDA, conventional, and non-conforming loans. Our portfolio also includes specialty programs like 203k, down-payment assistance, reverse mortgages, construction loans, medical professional loans and bank statement loans. We also have strong relationships with numerous jumbo loan programs and other niche lenders and investors.
4. We Take Advantage of Industry-Leading Technology.
We invest in the best systems available to make financing your home faster and easier. From secure online applications to real-time loan tracking, everything is designed to give you confidence and provide the best borrower experiencem all powered by our industry-leading technology.
5. You’ll Receive Personalized Guidance Each Step of the Way.
At Intercap, you’ll work with a dedicated loan officer who listens, understands, and helps meet your specific needs of at every stage of home ownership (first-time buyer, mover-upper, relocator, investor, home finance planner, and down sizer).
6. We Regularly are Clear-to-Close Before Deadlines.
Our proactive process and dedicated team keep your loan moving so you can focus on planning your move, not waiting on paperwork.
7. At Intercap, You’re the Priority.
You’ll never wait on hold, get bounced between departments, or have to repeat your story. Our team is dedicated to clear communication and personal service, keeping you informed and supported every step of the way.
8. We Don’t Waste Your Time.
You’ll only hear from us when it matters. Our communication is clear, timely, and relevant. No spam, no clutter, just helpful updates that keep you informed without overwhelming your inbox.
9. You’re in Trusted Hands.
Our A+ rating from the Better Business Bureau reflects our dedication to transparency, trust, and exceptional service. We take pride in providing a lending experience that puts our borrowers first.

10. We’re Committed to our Community.
Our success is built on relationships, that’s why we actively participate in and give back to the neighborhoods and people who make our communities thrive.





