Buy a home with cash and get 95% of your cash back the next day

Homebuyers that have the ability are leveraging full-cash offers to win the bidding war in our tight housing market. And it’s working. Residential cash sales have risen over 300% since 2009 (Statistica 2021) and sellers seem to love cash when choosing from multiple offers.

Some cash buyers are pulling from savings, but others are borrowing from retirement, investments, or family members and want a quick way to pay back these loans or reinvest. The dilemma is a traditional cash-out refinance takes time and is limited to 80% of the home’s value. As they say, “time is money.” What if there was a way to get 95% of your money back as soon as the day after your cash purchase with the record-low rates of a conventional home purchase? There is, and your Intercap loan officer has the solution.