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  • Homebuyers Guide
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    • About Intercap Lending
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    • Corporate Office

      910 East 6600 South
      Salt Lake City, UT 84121

      888-643-2133

      NMLS #190465

    • Loan Servicing Office

      5600 Wyoming Boulevard NE, Suite 20
      Albuquerque, NM 87109

      800-658-9371

      NMLS #1199978

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Dedicated Loan Officer and Faster Closings

AVOID THE TENT AND CLOSE FASTER

Intercap Lending closes home loans two weeks faster than the industry average.

Check Out Our Close Times Apply Now

A 5-STAR HOME LOAN EXPERIENCE

Work with a dedicated loan officer in your area who won’t lose your documents or forget your name.

STRESS FREE HOME LOANS THAT WON’T LEAVE YOU STRANDED

Fast and personalized home loans with experienced loan officers, leading technology, and constant communication.

How do we do it?

DON’T GET LEFT IN THE COLD, USE OUR HOMEBUYER APP

Use the Homebuyer App to upload and store your loan documents securely. Take the stress out of home buying.

Learn More

John Naccarato Construction Loans

May 26, 2026
https://www.intercaplending.com/wp-content/uploads/2024/04/GMB-New-Construction-1-1.png 1920 1921 Peter Holley https://www.intercaplending.com/wp-content/uploads/2023/10/intercap-logo.png Peter Holley2026-05-26 14:16:092026-05-27 10:44:42John Naccarato Construction Loans

What does home mean to you?

November 12, 2025
https://www.intercaplending.com/wp-content/uploads/2022/10/Website-Preview-Image.jpg 1080 1080 Cody Harrison https://www.intercaplending.com/wp-content/uploads/2023/10/intercap-logo.png Cody Harrison2025-11-12 09:50:282025-11-12 09:52:53What does home mean to you?

Getting Your Home Summer Ready

June 20, 2024
https://www.intercaplending.com/wp-content/uploads/2024/06/Newsletter-Images-June-1.png 1080 1080 Kimber Parkin https://www.intercaplending.com/wp-content/uploads/2023/10/intercap-logo.png Kimber Parkin2024-06-20 19:13:502025-10-20 16:10:43Getting Your Home Summer Ready

A Spike In Refinances, Is Now The Right Time For You?

June 20, 2024
https://www.intercaplending.com/wp-content/uploads/2024/06/Newsletter-Images-June-2.png 1080 1080 Kimber Parkin https://www.intercaplending.com/wp-content/uploads/2023/10/intercap-logo.png Kimber Parkin2024-06-20 19:12:522025-10-20 16:08:21A Spike In Refinances, Is Now The Right Time For You?

How Election Years Can Effect The Housing Market

June 20, 2024
https://www.intercaplending.com/wp-content/uploads/2024/06/Newsletter-Images-June.png 1080 1080 Kimber Parkin https://www.intercaplending.com/wp-content/uploads/2023/10/intercap-logo.png Kimber Parkin2024-06-20 19:10:282025-10-20 16:12:43How Election Years Can Effect The Housing Market

Temporary Rate Buydowns

May 17, 2024
 
https://www.intercaplending.com/wp-content/uploads/2024/05/Screen-Shot-2024-05-17-at-1.54.52-PM.png 2692 2156 Cody Harrison https://www.intercaplending.com/wp-content/uploads/2023/10/intercap-logo.png Cody Harrison2024-05-17 19:44:292025-11-10 16:01:41Temporary Rate Buydowns

OpusClip, an AI-driven video editor helps real estate agents create dynamic videos for social media.

May 17, 2024
https://www.intercaplending.com/wp-content/uploads/2024/05/ai-videos-for-agents.jpeg 1080 1080 Mike Anderson https://www.intercaplending.com/wp-content/uploads/2023/10/intercap-logo.png Mike Anderson2024-05-17 02:59:232025-11-10 14:11:43OpusClip, an AI-driven video editor helps real estate agents create dynamic videos for social media.

Intercap Lending Expands Offerings with Construction Loans

May 13, 2024
https://www.intercaplending.com/wp-content/uploads/2024/04/GMB-New-Construction-1-1.png 1920 1921 Mike Anderson https://www.intercaplending.com/wp-content/uploads/2023/10/intercap-logo.png Mike Anderson2024-05-13 22:32:492025-10-16 10:12:45Intercap Lending Expands Offerings with Construction Loans

Inflation Still Hot. Will Rates Drop this Year?

April 10, 2024
https://www.intercaplending.com/wp-content/uploads/2024/04/inflation-and-rates.png 464 538 Mike Anderson https://www.intercaplending.com/wp-content/uploads/2023/10/intercap-logo.png Mike Anderson2024-04-10 17:52:332024-04-17 14:24:00Inflation Still Hot. Will Rates Drop this Year?
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We may share customer information with our trusted business partners to assist you with your loan or other mortgage needs. Customers with questions regarding our loan officers and their licensing may visit the Nationwide Mortgage Licensing System & Directory (NMLS) for more information. https://nmlsconsumeraccess.org/

Agency Approvals: FNMA – #171430002 / FHLMC – #124731 / FHA – #3213309992 / GNMA #2454 / VA 955023-00-00

© 2024 All rights reserved. Intercap Lending Inc.
910 East 6600 South, Salt Lake City, UT 84121 | NMLS# 190465
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Buy Down Calculator
This calculator is being provided for educational purposes only. The results are estimates that are based on information you provide and may not reflect available product terms from Intercap Lending Inc. Actual available rates and monthly payment amounts are subject to market fluctuations and will depend on a number of factors, including geography and loan characteristics. The information provided cannot be used to determine eligibility for a specific product or service and is not a commitment to lend.
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