KEY BENEFITS OF INTERCAP FORWARD COMMITMENTS
Not Considered an Interested Party Contribution
Unlike traditional buydowns or closing cost assistance, forward commitment costs are not subject to contribution limits when structured correctly.
Stronger Buyer Confidence
Buyers lock in financing with certainty, reducing hesitation due to preceived high rates.
Sales Acceleration
A below-market fixed rate creates urgency, helping buyers act more quickly.
HOW FORWARD COMMITMENTS WORK
1. The Builder Teams up With Intercap Lending
The builder enters into an agreement with Intercap Lending to secure a block of interest rate protection for future buyers.
Intercap guarantees a fixed rate for buyers who close within a designated timeframe, helping lock in stability upfront.
2. Buyers Get Access to Below-Market Rates
Homebuyers in the community can take advantage of interest rates lower than current market levels, increasing affordability and boosting buying power.
Intercap also gives builders the flexibility to customize rate offerings within the same commitment window—making the financing more adaptable to each buyer’s needs.
