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  • Homebuyers Guide
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    • Corporate Office

      910 East 6600 South
      Salt Lake City, UT 84121

      888-643-2133

      NMLS #190465

    • Loan Servicing Office

      5600 Wyoming Boulevard NE, Suite 20
      Albuquerque, NM 87109

      800-658-9371

      NMLS #1199978

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Is it time to move up?

Moving to a new home can be exciting and a little stressful.
Here are a few things to consider to make the move up a little easier.

Timing the sell and purchase

Your Intercap loan officer and real estate agent can work together to help you time the sell and purchase of your homes so the transition is smoother. Setup a New Home Transition Appointment with your Intercap loan officer and real estate agent to create your transition plan.

A bigger house does not always mean a bigger payment

You may have some equity to work with if you have owned your current home for several years. This equity could be enough to lower your new mortgage payment, sometimes as low as your current payment. How does this work? Your current mortgage may include added fees like mortgage insurance and loan level pricing adjustments. Eliminating these fees with the sell of your current home and putting enough money down on your new home could make your new mortgage payment much more affordable. Contact your Intercap loan officer for a complete review of your current mortgage, equity position, and options for a new purchase.

John Naccarato Construction Loans

May 26, 2026
https://www.intercaplending.com/wp-content/uploads/2024/04/GMB-New-Construction-1-1.png 1920 1921 Peter Holley https://www.intercaplending.com/wp-content/uploads/2023/10/intercap-logo.png Peter Holley2026-05-26 14:16:092026-05-27 10:44:42John Naccarato Construction Loans

What does home mean to you?

November 12, 2025
https://www.intercaplending.com/wp-content/uploads/2022/10/Website-Preview-Image.jpg 1080 1080 Cody Harrison https://www.intercaplending.com/wp-content/uploads/2023/10/intercap-logo.png Cody Harrison2025-11-12 09:50:282025-11-12 09:52:53What does home mean to you?

Getting Your Home Summer Ready

June 20, 2024
https://www.intercaplending.com/wp-content/uploads/2024/06/Newsletter-Images-June-1.png 1080 1080 Kimber Parkin https://www.intercaplending.com/wp-content/uploads/2023/10/intercap-logo.png Kimber Parkin2024-06-20 19:13:502025-10-20 16:10:43Getting Your Home Summer Ready
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How much can I afford?

This computes the finance amount, based on income, expenses, credit rating, and other factors.

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We may share customer information with our trusted business partners to assist you with your loan or other mortgage needs. Customers with questions regarding our loan officers and their licensing may visit the Nationwide Mortgage Licensing System & Directory (NMLS) for more information. https://nmlsconsumeraccess.org/

Agency Approvals: FNMA – #171430002 / FHLMC – #124731 / FHA – #3213309992 / GNMA #2454 / VA 955023-00-00

© 2024 All rights reserved. Intercap Lending Inc.
910 East 6600 South, Salt Lake City, UT 84121 | NMLS# 190465
Chad Rogers Awarded HousingWire’s 2021 Finance Leaders Buy vs Rent
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Buy Down Calculator
This calculator is being provided for educational purposes only. The results are estimates that are based on information you provide and may not reflect available product terms from Intercap Lending Inc. Actual available rates and monthly payment amounts are subject to market fluctuations and will depend on a number of factors, including geography and loan characteristics. The information provided cannot be used to determine eligibility for a specific product or service and is not a commitment to lend.
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