Emily Magill: Experience, Creativity, and a Personal Approach
With nearly 30 years in the mortgage industry, Emily Magill brings extensive knowledge and genuine care to every client she serves. She began working in the industry at just 16 years old and quickly discovered her passion for helping people achieve homeownership.
Emily offers experience with Conventional, FHA, VA, Jumbo, USDA loans, and expansive unique products, allowing her to provide personalized financing options for a wide range of buyers. Her goal is to make the mortgage process feel clear, comfortable, and tailored to each client’s needs.
A Utah native, Emily is also a creative spirit, food enthusiast, and devoted family person. When she isn’t helping clients, she enjoys trying new recipes, hosting dinner parties, and spending quality time with the people she loves.
Bridge & Cross-Collateral Financing
Need to buy before you sell?
One of Emily’s most unique financing solutions helps homeowners unlock the equity in their current home to purchase their next one. These programs can create flexibility during a move and reduces the pressure of timing two transactions perfectly.
For sellers, these programs can make a move easier. For real estate agents, they can help keep transactions moving when equity is tied up in a departing property. Full income documentation is required.
Additional Lending Solutions
In addition to traditional mortgage programs, Emily offers access to specialized financing solutions, including:
Specialty Financing
Asset depletion and pledged asset programs
Alternative income documentation programs
Investment & Construction
Investor construction lending
Construction-to-permanent (CTP) loans
*Private ownership is not disclosed through recording except where required by law. Title can be held in a qualifying trust or other entity.
Homeownership Programs
Bond loans and access to grants
Manufactured and mobile home financing
Additional Solutions
Foreign national financing
Privacy mortgage solutions
HELOC financing up to $750,000
*Private ownership is not disclosed through recording except where required by law. Title can be held in a qualifying trust or other entity.
Meet Melissa Patchett, Emily’s Behind-the-Scenes MVP
Meet Melissa Patchett, Emily’s Behind-the-Scenes MVP
Melissa has been a Loan Officer Assistant since March 2014, working alongside Emily through three different companies.
A graduate of Utah Valley University with a degree in Community Health, she hadn’t originally planned on a career in mortgage lending, but found sheenjoys piecing together the details of each loan file—much like solving a puzzle—to help everything come together for each client.
Outside of work, Melissa loves spending time with her husband and their three children. Camping and enjoying the outdoors with her family is her favorite way to unwind.
