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      910 East 6600 South
      Salt Lake City, UT 84121

      888-643-2133

      NMLS #190465

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      5600 Wyoming Boulevard NE, Suite 20
      Albuquerque, NM 87109

      800-658-9371

      NMLS #1199978

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Comprar una casa frente a alquilarla

Rent vs Buy Cash Flow Gain
Rent vs Buy Cash Flow Gain
Appreciation and Amortization Gains
Appreciation and Amortization Gains
Total Net Gain
Total Net Gain
Rent vs Buy Scenario
Rent vs Buy Scenario

Comprar una casa es un gran compromiso, pero también puede ofrecer grandes recompensas. Ya que hay que pagar para vivir en algún sitio, ¿por qué no convertir este gasto en una cuenta de ahorros a través de la propiedad de la vivienda? Y con las opciones de poco o ningún dinero de entrada, podría empezar hoy mismo.

Como puede ver en el escenario de Comprar vs. Alquilar anterior, alquilar una casa produce una ganancia neta de $0. En cambio, comprar una casa puede convertir sus gastos de manutención en decenas o cientos de miles de ganancias netas con el tiempo. La clave es el tiempo. Es mejor tener un plan a largo plazo (al menos 5 años) para quedarse en la casa o alquilarla una vez que se mude.

Si está considerando la compra de su primera vivienda, haga clic aquí para ver una lista de las 5 cosas que debe hacer para prepararse para comprar su primera vivienda.

5 cosas que debe saber para comprar su primera vivienda

Opciones sin dinero de entrada

Averigüe lo poco que necesita para dar un enganche en una casa.

Los préstamos USDA, FHA, VA y de vivienda estatal son sólo algunas de las opciones de poco o ningún pago inicial disponibles para los compradores de vivienda. Podemos ayudarle a encontrar el préstamo adecuado incluso si tiene muy poco que poner de entrada.

INICIE SU SOLICITUD O SELECCIONE UN ESPECIALISTA EN PRÉSTAMOS

¿Cuánto dinero hay que poner de entrada al comprar una casa? Mucha gente cree que se necesita entre el 10% y el 20% del precio de compra de la vivienda. Eso es mucho dinero en efectivo. Intercap Lending ofrece una variedad de opciones con poco o ningún pago inicial.

¡Vi esta publicidad de que podían hacerme entrar sin dinero de entrada en una casa nueva! Estaba como seguro pero muy escéptico. Nunca había tenido un agente de préstamos tan bueno que se inclinara y pasara por el aro para meterme en un condominio. Y mi agente de bienes raíces fue increíble, ¡nos divertimos tanto mirando condominio tras condominio! ¡Me tomó 29 años y 4 intentos para llegar a donde estoy! ¡¡Gracias Intercap por todo su trabajo duro para conseguirme un nuevo hogar!! ¡¡¡¡Tengo que decir que os quiero chicos!!!!

Revisado por Anna Adams – Ver más opiniones

Más consejos para compradores de vivienda

Conforming Loan Limits

Advance Access Program

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John Naccarato Construction Loans

May 26, 2026
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What does home mean to you?

November 12, 2025
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Getting Your Home Summer Ready

June 20, 2024
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A Spike In Refinances, Is Now The Right Time For You?

June 20, 2024
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How Election Years Can Effect The Housing Market

June 20, 2024
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Temporary Rate Buydowns

May 17, 2024
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OpusClip, an AI-driven video editor helps real estate agents create dynamic videos for social media.

May 17, 2024
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Intercap Lending Expands Offerings with Construction Loans

May 13, 2024
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All loans are subject to credit and underwriting approval. Not all applicants will qualify. We may share customer information with our trusted business partners to assist you with your loan or other mortgage needs. Customers with questions regarding our loan officers and their licensing may visit the Nationwide Mortgage Licensing System & Directory (NMLS) for more information. https://nmlsconsumeraccess.org/

Agency Approvals: FNMA – #171430002 / FHLMC – #124731 / FHA – #3213309992 / GNMA #2454 / VA 955023-00-00

© 2024 All rights reserved. Intercap Lending Inc.
910 East 6600 South, Salt Lake City, UT 84121 | NMLS# 190465
Link to: Intercap Lending California Link to: Intercap Lending California Intercap Lending California Link to: LNDR – San Diego Link to: LNDR – San Diego LNDR – San Diego
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Buy Down Calculator
This calculator is being provided for educational purposes only. The results are estimates that are based on information you provide and may not reflect available product terms from Intercap Lending Inc. Actual available rates and monthly payment amounts are subject to market fluctuations and will depend on a number of factors, including geography and loan characteristics. The information provided cannot be used to determine eligibility for a specific product or service and is not a commitment to lend.
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