Shelley Covington
Sr. Loan Officer
NMLS# 102076
Licensed in AZ, OR, UT, WA
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I’m Shelley Covington, a Loan Officer with Intercap Lending in Kirkland Washington. I have been in the mortgage industry for 25 years, helping clients achieve their homeownership goals through clear communication and personalized solutions. My background has given me the tools to guide first-time buyers, move-up families, veterans, and investors with confidence.
Outside of work, I enjoy traveling, reading and spending time with my husband and three children.
Intercap Lending is a direct Fannie Mae, Freddie Mac, and Ginnie Mae lender, which means I have access to a wide range of loan programs and in-house underwriting for faster closings. I work with FHA, VA, USDA, conventional, and non-conforming loans, along with specialty options like 203k, down payment assistance, reverse mortgages, and bank statement loans. I also partner with strong jumbo and niche lenders to help customize solutions for unique situations. My goal is to make the process smooth and stress-free while giving clients, agents, and builders the benefits of quick closings, easy systems, and helpful co-marketing tools.
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