Conforming Home Loan Limits Increase to $726,200 in most counties, and up to $1,089,300 in some high-cost counties

Big News!

The FHFA has increased conforming loan limits to $726,200 up from $647,200. In high cost areas, the limit is up to  $1,089,300 (see below for limits by county). Conforming home loans have the following benefits:

  • Easier to qualify for than non-conforming loans, like jumbo loans
  • Usually do not require a high down payment
  • Can have a lower interest rate
  • Qualifying credit scores as low as 620

SEE BELOW FOR 2023 CONFORMING LOAN LIMITS BY COUNTY

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