Conforming Home Loan Limits Increase to $647,200

Big News!

Conforming loan limits are now $647,200 up from $548,250. In high cost areas, the limit is $970,800. Conforming home loans have the following benefits:

  • Easier to qualify for than non-conforming loans, like jumbo loans
  • Usually don’t require a high down payment
  • Can have a lower interest rate
  • Credit scores as low as 620

Apply today to see if you qualify for up to $647,200 and $970,800 in some higher-price counties.

Stress Free Home Loans

Buying a home shouldn’t be stressful. On-time closings, constant communication, e-signatures, and mobile technology that’s easy to use are all standard at Intercap Lending. Then we exceed your expectations with a level of personal service that will blow you away.

Time to Close


New Year, New Home