Contrary to popular belief, purchasing your first home is not as complex as it may seem.
In the current housing market, let’s talk though how combining Intercap’s Freefi and rate buydown options with a less competitive housing market, could be a game-changer for getting into the house you want. And even if it’s not your first home, see how Intercap will guide you on a stress free home buying journey.
Demystifying the Myths: Why Buying a Home is Easier Than You Think
1. Assistance Programs and Down Payment Options
Many first-time homebuyers are under the misconception that they need a hefty down payment to purchase a home. However, that’s not necessarily true. Various assistance programs and flexible down payment options are available to help you take your first step onto the property ladder. It’s worth exploring these options, as they can significantly reduce the financial burden of buying a home.
2. Intercap Lending’s Freefi: The Game-Changer
Now, let’s talk about the game-changing Freefi program from Intercap Lending. This innovative offering is designed to make your homebuying journey smoother and more affordable. Here’s how Freefi can help:
a. Zero Lender Fees: With Freefi, when you buy a home with Intercap Lending in 2023, you can refinance your home loan with zero lender fees by March of 2025. This incredible offer helps you save thousands of dollars in upfront costs, making homeownership even more attainable.
b. Pair With a Rate Buydown: Intercap Lending offers various rate buydown options, getting you a lower rate up front. For example, a 2-1 buydown gives you a 2% lower interest rate the first year, a 1% lower rate the second year, and then the full rate the third year. And when you pair that buydown with a Freefi, getting into the home you want becomes much more affordable.
c. Expert Guidance: Intercap Lending’s experienced loan officers are dedicated to guiding you through every step of the homebuying process. They will answer your questions, provide advice, and ensure you make informed decisions.
Making Your Dream a Reality
Buying your first home in 2023 is not as challenging as you might think. With little to no down home loan options, Interap’s incredible Freefi offering, and various rate buydown options, the path to homeownership has never been more accessible. Don’t let myths and misconceptions hold you back from achieving your homeownership dreams. Take the first step today and discover how Intercap Lending’s Freefi can turn your dream of owning a home into a reality.
Remember, you’re not alone on this journey. Intercap Lending is here to make the process educational and stress free. So, why wait? Start your homeownership journey today, and make 2023 the year you unlock the doors to your very own home.
Pairing Intercap Lending’s Freefi with a Rate Buydown
Let Intercap Be Your Homebuying Navigator!
Don’t be held back by interest rates, or questions about the real estate market. Your Intercap loan officer will give you insights into the variety of home loan programs we offer. From combatting interest rates, to down payment assistance, let us help you along your next home buying journey!
A 5-STAR HOME LOAN EXPERIENCE
Having a dedicated loan officer as a guide gives you the confidence to move forward on YOUR best journey. Our loan officers are dedicated to giving you the best options for your situation, even if getting into a better buying position means waiting for the right moment. Each buyer’s path is different.
You Need Someone Who Won’t Crash Your Homebuying Party!
Answering questions and removing roadblocks gets you that much closer to your first home, your next home, or your dream home. It’s not just our job, it’s our passion. We want to see you succeed!
Terms and conditions apply. Lender fees include underwriting, processing, and application fees, if any, and such fees will be waived by Intercap Lending Inc. when a borrower closes on an initial refinance of a qualifying loan with Intercap Lending Inc. on or before March 31, 2025. Qualifying loans are purchase loans closed by Intercap Lending Inc. between November 11, 2022 and December 31, 2023, and do not include brokered loans. All qualifying conditions for a refinance, including credit score, must be met. Third-party fees still apply.