Get your home loan approved before you shop!

Don’t blow your offer on a new home by not getting fully approved for a loan. By getting a home loan pre-approval with Intercap Lending before shopping for a home, you’ll know exactly what you qualify for and be in a stronger position when making an offer.

Apply for a home loan in minutes

A mortgage application takes about 15 minutes. In most cases, you can have a pre-approval letter in an hour or less. Click below to get started. Our loan officers are available by phone, text, or in person for questions and advice.

Get pre-approved for a home loan

Get your Intercap home loan pre-approval in no time.

And watch how fast you get an accepted offer!

Get pre-approved for a home loan

A home loan pre-approval from one of our licensed loan officers means we have confirmed your ability to purchase a home with Intercap Lending. Best of all, you will know exactly what you qualify for and the seller can feel confidant that your offer is solid.

  • Credit Report

    A residential credit report that we pull with your permission

  • Paystubs

    Usually 1 month of paystubs from your employer(s)

  • W-2s

    Or other forms of income verification


    If applicable


    Confirmation of any downpayment or closing costs required


    Your credit report usually provides most of this information

Sellers Concession 2/1 Buydown
Sellers Concession 2/1 Buydown

2-1 Buydown

Sellers Concession 2/1 Buydown